The law office of Herbert M. Hill. P.A, is your Long Term Disability attorney Orlando, dedicated to employee benefits cases.

Social Security Attorneys Fees for the Long Term Disability Claimant

By |2024-09-11T17:33:20-04:00January 22nd, 2019|Blog, Long Term Disability|

So many clients report to me that they used a particular Social Security representative because their Long Term Disability insurance company recommended the representative.  It has been told to me any number of times that the disability insurance company representative will tell them the insurance company will pay the attorney’s fees if the long term [...]

Mediations – A Primer

By |2018-12-26T15:43:34-05:00December 26th, 2018|Blog, Long Term Disability, Short Term Disability|

Whenever a claim for Long Term Disability benefits goes into a lawsuit, the Court will order the parties to engage in pre-trial settlement procedures, either in the form of arbitration or mediation. Mediation is the course which Long Term Disability benefit claims generally follow.  While the Court orders the parties to mediation, the process is [...]

Treating Doctor Cooperation

By |2026-02-12T15:07:37-05:00December 12th, 2018|Blog, Long Term Disability|

In Long Term Disability claims governed by the federal statute known as the Employee Retirement Income Security Act, or ERISA, medical evidence is often the most important part of the case. One of the most significant challenges claimants face is obtaining meaningful cooperation from their treating physician. Without that support, even a valid claim can [...]

Mass Mutual Long Term Disability Claims: What Claimants Should Know

By |2026-01-07T13:00:53-05:00November 26th, 2018|Blog, Long Term Disability, Short Term Disability|

Mass Mutual is a major insurance provider with its home office in Springfield, Massachusetts, and is authorized to do business in Florida. While Mass Mutual provides Short Term and Long Term Disability coverage, claimants often encounter challenges when applying for or appealing disability benefits. Understanding your rights and the claims process is critical to protecting [...]

Reliance Standard Life Insurance Company

By |2018-10-31T16:57:28-04:00October 20th, 2018|Blog, Life Insurance, Long Term Disability, Short Term Disability|

Reliance Standard Life Insurance Company is a corporation organized pursuant to the laws of the State of Pennsylvania. Its home offices are located in New York City and Philadelphia, and its claims offices are located in Philadelphia, as well. Reliance Standard is authorized to do business in the State of Florida. The starting point is [...]

Mental Illness Limitation

By |2024-11-06T10:18:59-05:00October 1st, 2018|Blog, Long Term Disability|

Most Long Term Disability policies I have reviewed over the years include mental illness limitation provisions, restricting the period of time benefits are payable on claims involving mental or nervous conditions, such as anxiety, depression, and more. Often, insurance companies try to expand the definition of these limitations to their broadest scope. Types of Clauses [...]

United of Omaha Denials

By |2026-01-09T17:55:01-05:00September 15th, 2018|Blog, Long Term Disability|

United of Omaha, and its related entity, Mutual of Omaha, are insurance companies whose names have been coming to the attention of the undersigned more regularly during recent years to handle United of Omaha Denials.  I do not know if they are writing more policies or just denying more claims. United of Omaha is a [...]

Lyme Disease Disability Benefits

By |2020-12-30T05:47:16-05:00July 10th, 2018|Blog, Long Term Disability|

Your insurance company may attempt to withhold Lyme Disease disability benefits from you. Here’s how we can help prevent this from occurring. This debilitating medical condition first came to my attention during a difficult case some long time ago. I saw the significant impact this insidious disease can have. However, there are Lyme Disease disability [...]

Cigna Long Term Disability Benefits

By |2018-07-19T12:51:47-04:00July 1st, 2018|Blog, Long Term Disability|

It can be stressful trying to get your Cigna Long Term Disability benefits without the help of a lawyer. Here’s why you need a lawyer to help you resolve issues with Life Insurance Company of North America. Cigna is a parent company which has multiple insurance companies under its umbrella.  The primary company with which [...]

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