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Long Term Disability and Celiac Disease

By |2024-03-02T15:01:56-05:00March 4th, 2024|Uncategorized|

Long Term Disability claims based on Celiac disease involve demonstrating the condition's impact on an individual's ability to work and perform daily activities. Our Rockledge Long Term Disability lawyer can help you through the claims process. Celiac disease is an autoimmune disorder triggered by ingesting gluten, a protein found in wheat, barley, and rye. The [...]

How Long Term Disability Benefits Are Calculated

By |2024-02-09T09:38:30-05:00February 9th, 2024|Long Term Disability|

The calculation of Long Term Disability benefits involves a combination of factors that can vary depending on the specific terms of the insurance policy and the individual's circumstances. It is helpful to have a Winter Springs Long Term Disability lawyer assist with these calculations.  In general, however, here is an overview of how Long Term [...]

Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim

By |2023-12-05T15:30:44-05:00December 5th, 2023|Long Term Disability, Social Security Disability|

This is a topic I have written about before, but how insurance companies handle Long Term Disability claims remains problematic. Generally, the following applies to group disability benefits policies, i.e., ones you secured as part of a group of employees. Gross Monthly Benefit A little background is in order. First, in determining the amount of [...]

Arbitrary and Capricious Review of a Long Term Disability Claim

By |2024-03-05T19:20:58-05:00November 6th, 2023|Long Term Disability|

Long Term Disability cases from around the country offer insight into arbitrary and capricious review in the court system. Here, we dissect one case and how it can impact your LTD claim.  As part of my continuing legal education, I routinely review all cases that might impact the law as it applies to my clients [...]

The Long Term Disability Claims Representative

By |2024-03-05T19:51:17-05:00September 6th, 2023|Blog, Long Term Disability|

The behavior of disability claims representatives in connection with Short Term Disability or Long Term Disability claims has been a source of great consternation and astonishment for my staff and myself over the years.  What Is The Motivation? We have tried to figure out what motivates these claims representatives and the tactics we must use [...]

Listening With Intent: Our Long Term Disability Law Firm’s Focus

By |2023-08-08T11:00:24-04:00August 8th, 2023|Uncategorized|

Listening is vital for respectful communication and empathy while understanding others is more valuable than seeking to be understood. Every Long Term Disability law firm should remember that. “...to understand rather than be understood...”  The above comes from a prayer attributed to St. Francis. It is a great prayer that sets forth laudable high standards [...]

Don’t Be Bullied by Artificial Deadlines in Your Florida LTD Policy Claim!

By |2023-12-20T13:32:57-05:00June 16th, 2023|Blog|

One thing which drives many people into my office is the constant unreasonable demands made by claims representatives about Florida LTD policy claims.  These claims representatives, who are grossly overworked, get behind on their files. Then try to catch up by demanding you provide documentation immediately. Now, your obligation as the claimant is to provide [...]

ERISA: Congress’ Cruelest Joke?

By |2023-12-20T13:38:47-05:00June 9th, 2023|Blog|

In the course of my efforts to stay current on the law governing Short Term Disability and Long Term Disability claims, I review a lot of cases governed by the federal statute commonly referred to as “ERISA.”  ERISA is the Employee Retirement Income Security Act. The name sounds like the Act is designed to protect [...]

Another LTD Benefits Victory for Attorney Michael Ann Woodard

By |2023-05-10T14:18:12-04:00May 10th, 2023|Long Term Disability|

Our team of Long Term Disability attorneys can help you obtain the LTD benefits you are entitled to. Here, we showcase one recent victory of Michael Ann Woodard. Michael Ann Woodard is the attorney with our law firm who has taken primary responsibility for researching and developing the Administrative Appeals we submit when our clients’ [...]

Offsets of Long Term Disability Benefits And Social Security Disability Benefits

By |2024-01-16T09:14:07-05:00April 12th, 2023|Long Term Disability, Social Security Disability|

One issue that comes up in both Short Term Disability and Long Term Disability benefits is the correct calculation of the benefits due. This is especially true in cases of Social Security disability benefits. The insurance policy will have the definition of a term such as “Pre-Disability Earnings.” Against that, you apply the percentage they [...]

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