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Hartford Insurance Long Term Disability Benefit Claims

By | 2017-12-07T08:59:53+00:00 December 7th, 2017|Blog|

People are getting frustrated with Hartford Insurance Long Term Disability and Short Term Disability denials. If you are experiencing this issue, here is how Herbert M. Hill P.A can help you resolve it. Hartford is a corporation organized under the laws of the State of Connecticut where it has its home office. Its claims offices [...]

Aetna Life Insurance Company Denials: Disability Insurance Claims

By | 2017-11-08T16:55:46+00:00 November 8th, 2017|Blog|

People are getting frustrated with Aetna’s life insurance company and their denials of disability insurance claims. Here is how Herbert M. Hill P.A. can help. Aetna life insurance company denials is a corporation organized under the laws of the State of Connecticut where its home office is located. Aetna also has claims offices located in [...]

Unum Life Insurance Company Denials

By | 2017-11-08T16:55:47+00:00 October 30th, 2017|Blog|

People are getting frustrated with Unum Life Insurance Company denials. Here is how Herbert M. Hill P.A can help. Unum Life Insurance Company of America is a corporation organized under the laws of the State of Maine where it has its home office. Its claims offices are located in Chattanooga, Tennessee, and its mail drop [...]

Short Term Disability Denial

By | 2017-11-02T11:34:26+00:00 June 10th, 2016|Blog|

If I have been denied for short-term disability, can I apply for Long Term Disability benefits? It seems so routine that Insurance Companies will deny the last month or two weeks of Short Term Disability benefits even though there has been no significant improvement in the claimant’s condition.  The reason they do this is that [...]

Your Case Diary

By | 2017-11-02T11:46:25+00:00 February 11th, 2016|Blog|

When involved in a claim for Short Term Disability or Long Term Disability benefits, it is very important for the claimant to keep a personal Case diary involving the case. This point cannot be stressed enough.  Let me explain why. First, think about this.  Everyone involved in your case diary is taking notes.  The insurance [...]

Denial Of Benefits

By | 2017-11-02T11:46:32+00:00 January 22nd, 2016|Blog|

I represent claimants against insurance companies which issue Short Term and Long Term Disability benefits policies.  I can say that every one of these companies has issued a denial of benefits which can only be described as astonishing. They include Aetna, Prudential, Hartford, Provident, Unum, MetLife, Penn Mutual, MassMutual, MONY, Diversified Management Services, Lincoln, Reliance, [...]

Hiring A Lawyer For Your Long Term Disability Benefits Claim

By | 2017-06-22T12:26:51+00:00 January 6th, 2016|Blog|

Once the decision is made to hiring a lawyer for your Long Term Disability Benefits claim, there are a number of factors to consider. First, while having a local lawyer might be important, you have to consider what “local” means in this age of instant communication and personal interaction when hiring a lawyer. A local [...]

Thinking About Buying Insurance Coverage?

By | 2017-06-22T12:28:38+00:00 December 24th, 2015|Blog|

If you are in the market for an Insurance Policy providing benefits in the event of your disability, there are many factors which you must consider in determining which policy is best in buying insurance coverage. The starting point is that you should always get a copy of the Insurance Policy before you start buying [...]

The Use of Medical Records Reviewers

By | 2017-11-02T11:58:07+00:00 November 24th, 2015|Blog|

The federal regulations which govern the process of benefit claims made pursuant to a benefits plan governed by the federal statute commonly referred to as “ERISA” has a specific process for review of benefit denials, looked over by the Medical Records Reviewer. As discussed in other writings on this website, a claimant is required to [...]

A Very Valuable Asset

By | 2017-11-02T11:58:14+00:00 November 18th, 2015|Blog|

Short Term and Long Term Disability benefits are a very valuable asset providing entitlement to periodic monthly payments.  In assessing the value of such cases, it is important to understand how significant that income stream may be. The entitlement to benefits of a very valuable asset usually runs through age 65 or through what is [...]