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The law office of Herbert M. Hill. P.A, is your Long Term Disability attorney Orlando, dedicated to employee benefits cases.

Are You Being Watched? Learn Top Surveillance Tactics Used By Insurance Companies to Deny Your Claim

By |2026-04-13T10:32:41-04:00April 13th, 2026|Long Term Disability|

Are insurance companies watching you? Learn insurance company surveillance tactics and how they are used in Long Term Disability claims to deny benefits. If you have filed for Long Term Disability benefits, you may wonder whether the insurance company is monitoring your activity. In many cases, the answer is yes. Insurance company surveillance tactics are [...]

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How Own Occupation vs Any Occupation Affects Your Disability Benefits

By |2026-02-12T18:01:26-05:00February 12th, 2026|Long Term Disability|

Understanding own occupation vs any occupation is essential to protecting your Long Term Disability benefits and avoiding unexpected claim denials. The difference between own occupation vs any occupation is one of the most important concepts in Long Term Disability insurance. This distinction often determines whether a claim is approved, denied, or terminated. Many claimants do [...]

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How is Long Term Disability Insurance Different From Health Insurance?

By |2025-10-07T17:52:41-04:00October 7th, 2025|Long Term Disability|

How is Long Term Disability insurance different from health insurance? Understand coverage, benefits, and why both types of insurance are essential for financial protection. Many people assume that health insurance and Long Term Disability (LTD) insurance serve similar purposes, but that is not the case. Health insurance is intended to cover medical expenses, while Long [...]

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Is Long Term Disability Insurance Worth It?

By |2025-09-12T10:11:16-04:00September 12th, 2025|Long Term Disability|

Is Long Term Disability insurance worth it? Learn the benefits, pros and cons, and when LTD coverage is necessary. Find out how a disability attorney can help if your claim is denied. If you have ever asked yourself, "Is Long Term Disability insurance worth it?" you are not alone. Many employees and professionals wonder whether [...]

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Maximizing Your Long Term Disability Claim

By |2025-09-10T11:27:20-04:00September 8th, 2025|Long Term Disability|

Learn strategies for maximizing Long Term Disability benefits and ensure you receive the full coverage to which you are entitled. Contact our Orlando attorneys for guidance on your claim.  Getting Started With Your Claim          Our law office is different from most, which handle Short Term Disability or Long Term Disability claims, [...]

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Long Term Disability Claims: Understanding the Burden of Proof

By |2025-09-08T13:40:06-04:00September 8th, 2025|Long Term Disability|

Learn about the Long Term Disability burden of proof and how to properly document your claim. Get guidance to protect your Short and Long Term Disability benefits. There is one thing which is clear in every Short Term Disability and Long Term Disability insurance policy: the burden of proof is on the claimant. This is [...]

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How Do I Know If I Have An ERISA Plan?

By |2025-08-13T09:31:28-04:00August 13th, 2025|Long Term Disability|

If you receive disability coverage through your employer, you may be wondering: How do I know if I have an ERISA plan?  The Employee Retirement Income Security Act (ERISA) is a federal law that sets standards for most employer-sponsored benefit plans, including Long Term Disability (LTD), health insurance, and retirement plans. Knowing whether your plan [...]

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Is Traumatic Brain Injury Considered a Disability?

By |2025-07-09T16:55:00-04:00June 17th, 2025|Long Term Disability|

Is traumatic brain injury considered a disability? Learn how TBI can qualify for Long Term Disability and how a TBI Long Term Disability attorney can help you pursue the benefits you deserve. A traumatic brain injury (TBI) can be life-changing. Whether caused by a car accident, fall, or sports injury, TBIs often result in long-lasting [...]

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Top 6 Appeal Tips When Your LTD Claim Is Denied

By |2026-03-09T17:48:40-04:00April 11th, 2025|Long Term Disability|

Dealing with a Long Term Disability insurance denial can be frustrating. Keep these tips in mind before starting an appeal. When a Long Term Disability (LTD) claim is denied, it can leave you feeling overwhelmed and unsure of what to do next. After months or even years of working hard and planning for the unexpected, [...]

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How to Appeal a Back Injury Disability Denial

By |2025-04-11T16:43:25-04:00March 18th, 2025|Long Term Disability|

Dealing with a back injury and disability can be challenging. If your application has been denied, it is time to get help from an experienced Long Term Disability attorney. A back injury can be debilitating, making working and maintaining financial stability impossible. Unfortunately, securing disability benefits for a back injury is often challenging, as many [...]

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At Herbert M. Hill, P.A., it is our commitment to you to provide diligent and vigorous representation from your Florida Long Term Disability attorney. We always represent the individual, never the insurance companies.
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