This is a topic I have written about before, but how insurance companies handle Long Term Disability claims remains problematic. Generally, the following applies to group disability benefits policies, i.e., ones you secured as part of a group of employees. Gross Monthly Benefit A little background is in order. First, in determining the amount of [...]
One issue that comes up in both Short Term Disability and Long Term Disability benefits is the correct calculation of the benefits due. This is especially true in cases of Social Security disability benefits. The insurance policy will have the definition of a term such as “Pre-Disability Earnings.” Against that, you apply the percentage they [...]
Mediation is a settlement conference and a very important step in the process leading up to trial once a lawsuit has been filed. In cases in United States District Courts, it is mandatory unless the court approves some other process for dispute resolution. I make it a habit to meet with my clients well in [...]
Under most Long Term Disability claims, claimants are required to apply for Social Security Disability benefits. The securing of Social Security disability benefits can be a long process. Most claims are denied at the application phase and after an appeal, as well. However, once these benefits are secured, generally they are deducted from the amount [...]
