United of Omaha, and its related entity, Mutual of Omaha, are insurance companies whose names have been coming to the attention of the undersigned more regularly during recent years to handle United of Omaha Denials.
I do not know if they are writing more policies or just denying more claims. United of Omaha is a corporation organized pursuant to the laws of the State of Nebraska. It has its home office in Omaha where its primary claims offices are located. United of Omaha is authorized to do business in the State of Florida. As best I can tell, Mutual of Omaha is just an old company name which they continue to use because everyone in my generation remembers that old television outdoors series it sponsored. At least, every time I see “Mutual of Omaha,” it is really United of Omaha which issued the policy.
At Herbert M. Hill, P.A., we routinely deal with United of Omaha denials at both its home and claims offices. We are familiar with most of its claims representatives as they are familiar with this law firm. Unfortunately, United of Omaha will make unreasonable benefit determination on claims in which the only apparent reason for doing is to save money. These determinations have a deep and long-lasting effect on deserving claimants to whom United of Omaha voluntarily assumed a contractual duty of good faith to properly pay deserving Long Term Disability claimants. In fact, many cases involving Long Term Disability insurance claims arising out of policies provided through your employer are governed by the federal statute known as the Employee Retirement Income Security Act (“ERISA”). That statute provides that United of Omaha owes a fiduciary duty to beneficiaries of the policies it issues. A fiduciary duty is one of the greatest obligations in the law.
We are very familiar with the tactics used by the claims representatives of United of Omaha. As an example, if you carefully examine the claims forms they use, you will realize they are not actually designed to prove the claim. The questions and information requested on their forms are not adequately detailed or do not leave either you or your doctor the proper options, thereby creating loopholes United of Omaha can use to deny benefits. At Herbert M. Hill, P.A., we can make sure these loopholes are filled.
Our disability attorneys represent claimants involving United of Omaha at any stage of Short Term and Long Term Disability claims- during application, appeals of denials and lawsuits. We represent many claimants who simply cannot or do not want to deal with the stress caused by United of Omaha in the course of the claim, whether benefits are being paid or not. If you have a disability benefits claim involving United of Omaha, you can contact us either through our website at www.HerbertMHill.com or by calling our toll free number 844-454-5995 or 407-839-0005. Our practice extends throughout the state. We can handle claims in any state of federal court in Florida.