Mass Mutual Claims

 Mass Mutual is a corporation organized pursuant to the laws of the State of Massachusetts.  It has its home office in Springfield, Massachusetts where it also has its claims offices.  Mass Mutual is authorized to do business in the State of Florida.

           At Herbert M. Hill, P.A., we have handled any number of Mass Mutual claims, from the application phase to the end.  Because of this, we have good working knowledge of the ins and outs faced when dealing with Mass Mutual.  We are familiar with most of its claims representatives as they are familiar with this law firm.  Unfortunately, Mass Mutual has made benefit determinations which have had a profound effect on deserving claimants to whom it owed a contractual duty of good faith to properly pay Long Term Disability benefits.  In fact, many cases involving Long Term Disability insurance claims arising out of policies provided through your employer are governed by the federal statute known as the Employee Retirement Income Security Act (“ERISA”).  In cases in which ERISA applies, Mass Mutual owes a fiduciary duty to claimants.  A fiduciary duty is one of the greatest obligations in the law.

            We are very familiar with the tactics used by the claims representatives of Mass Mutual.  Another bit of information we have gleaned over the years is the forms used by Mass Mutual do not actually help to prove the claim.  There is not enough space for the requisite detail, especially if the claim is not one of the “cookie cutter” claims which they try to force into their computer model.  The questions and information requested on their forms are not adequately detailed or do not leave either you or your doctor the proper options, thereby creating loopholes that Mass Mutual can use to deny benefits.  At Herbert M. Hill, P.A., we can make sure these loopholes are filled.

           Our disability attorneys represent claimants involving Mass Mutual at any stage of Short Term and Long Term Disability claims- during application, appeals of denials and lawsuits.  We represent many claimants who simply cannot or do not want to deal with the stress caused by Mass Mutual in the course of the claim, whether benefits are being paid or not.  If you have a disability benefits claim involving Mass Mutual, you can contact us either through our website at or by calling our toll free number 844-454-5995 or 407-839-0005.  Our practice extends throughout the state.  We can handle claims in any state of federal court in Florida. Contact us today

By |2018-11-19T15:31:33-05:00November 26th, 2018|Blog, Long Term Disability, Short Term Disability|0 Comments