Disability Travel Restrictions

By |2019-10-01T15:45:54-05:00September 23rd, 2019|Blog, Long Term Disability, Short Term Disability|

Wondering about disability travel restrictions? We've just learned of the new policies covering this topic. This blog is prompted by one of the most egregious clauses I have ever discovered in a Short Term Disability or Long Term Disability Insurance Policy.  Now, these policies in the past have addressed issues concerning travel while on disability.  [...]

Proving Disability to the Social Security Administration and Under a Short and/or Long Term Disability Policy

By |2019-10-01T16:32:17-05:00August 26th, 2019|Blog, Long Term Disability, Short Term Disability|

In this blog, we're sharing how to prove your disability to the Social Security Administration and what to do under a Short and/or Long Term Disability Policy. If you have become disabled from being able to work and the need to make a claim for benefits under Short Term, Long Term or Social Security Disability [...]

Physicians, Lawyers, Doctors, Dentists, Engineers, Architects, CPAs, Chiropractors, Professional Athletes

By |2019-08-23T10:50:36-05:00July 29th, 2019|Blog, Short Term Disability|

We have represented all of these people and more. Long Term and Short Term Disability sees no titles. One thing which I have noticed over my many years of practice is the reticence of professionals to admit they have reached the point at which they can no longer work.  Note that I did not use [...]

Attorney Representation at Every Stage of Your Short Term and Long Term Disability Claim

By |2019-08-09T16:13:43-05:00July 22nd, 2019|Blog, Long Term Disability, Short Term Disability|

It is important to protect your income stream of disability benefits. You trusted through all your pre-disability years, as you were paying into a private or group Short Term or Long Term Disability plan, that in the event that an injury or illness should make you unable to work, you would be secure financially through [...]

Chronic Pain

By |2019-03-28T16:56:15-05:00March 25th, 2019|Blog, Long Term Disability, Short Term Disability|

At Herbert M. Hill, P.A., just about all we handle are short term disability and long term disability benefits claims.  We routinely handle claims for individuals who are suffering from the catastrophic effects of chronic pain and pain medication dependence. It is always our intent to empathize with our clients’ medical conditions and understand how [...]

The Content of Your Appeal Matters- How To Effectively Appeal Long Term Disability Claims

By |2019-05-22T14:38:44-05:00March 18th, 2019|Blog, Long Term Disability, Short Term Disability|

Recently, our office has heard from many clients that claims representative have directed them to appeal the denial of Short- and Long-Term Disability benefits in a short, direct statement.  Some clients have come to us after having written to their insurance carrier only stating, “I appeal,” at the direction of the representative assigned to their [...]

Medical Records Reviewers

By |2019-02-11T11:16:04-05:00February 11th, 2019|Blog, Long Term Disability, Short Term Disability|

When Short Term Disability or Long Term Disability benefit claims are denied an “Administrative Appeal” must be filed.  This is a time when you really need an attorney to guide you through the regulatory you will encounter. The new regulations concerning the use of “medical records reviewers” hired by the insurance company to render medical [...]

How Your Social Media Account May Affect Your Short or Long Term Disability Claim

By |2019-02-06T17:02:20-05:00February 7th, 2019|Blog, Long Term Disability, Short Term Disability|

Could your social media account affect your disability claim? Find out below. Many of our clients ask whether their disability insurance company will investigate them either in person or online.  Taking your child to school, having dinner with family or friends, or engaging in your favorite hobbies can turn an innocent life activity into one that [...]

Mediations – A Primer

By |2018-12-26T15:43:34-05:00December 26th, 2018|Blog, Long Term Disability, Short Term Disability|

Whenever a claim for Long Term Disability benefits goes into a lawsuit, the Court will order the parties to engage in pre-trial settlement procedures, either in the form of arbitration or mediation. Mediation is the course which Long Term Disability benefit claims generally follow.  While the Court orders the parties to mediation, the process is [...]