Wondering about disability travel restrictions? We’ve just learned of the new policies covering this topic.
This blog is prompted by one of the most egregious clauses I have ever discovered in a Short Term Disability or Long Term Disability Insurance Policy. Now, these policies in the past have addressed issues concerning travel while on disability. However, this new language is so over the top that it cannot go ignored.
As a starting point, let’s keep in mind that the right to travel is a right protected by the “Interstate Commerce” and the “full faith and credit” clauses of the United States Constitution. So, the insurance companies will suggest that the ability to travel is evidence of the ability to work. No surprise they will stretch any set of facts to meet the goal of denying benefits, which is, let’s face it, the true goal of these statutory illusions called corporations.
So, now, this policy provides you must get permission to travel during Short Term Disability. During Long Term Disability you are required to tell them when you travel. This insurance company has contracted away your constitutionally protected right to travel. Careful, they’ll be searching our homes soon. Can you imagine a loved one dying and you have to call the insurance company before you can go to your family’s side?
If you have any questions about this issue or any other problem you are experiencing with your Short Term Disability or Long Term Disability claim, please give Herbert M. Hill, P.A. a call and we would be glad to discuss the matter with you. We are available at 407-839-0005 or, toll-free, 844-454-59995, If you would like, after discussing your case, we can set an office conference. In most circumstances, that conference would be free of charge but in no circumstance would you be under any obligation to hire me nor would you feel any pressure from me to do so.
Herbert M. Hill, P.A. is a law firm located in Orlando, Florida with a practice extending throughout the state of Florida and Southeastern United States. While the majority of cases handled are for disability insurance benefits, areas of practice include any claims arising under the Employee Retirement Income Security Act (“ERISA”) for disability benefits, medical benefits, retirement benefits of any sort, including pension, 401k, termination agreements or the like as well as claims arising under private disability policies.