Your insurance company may attempt to withhold Lyme Disease disability benefits from you. Here’s how we can help prevent this from occurring.
This debilitating medical condition first came to my attention during a difficult case some long time ago. I saw the significant impact this insidious disease can have.
Science tells us that this disease is caused by the bite of an infected black-legged tick. Symptoms can include a headache, fatigue, fever, extreme sensitivity to light, and other concerns. The problem does not stop there as the infection can damage organs of the body.
One of the problems is that, at least at first, the diagnosis is rendered based on what is referred to as “subjective symptoms.” Laboratory findings might guide a physician to this diagnosis and, of course, the potentiality for having been exposed to ticks must be considered. However, there always seems to be a period of time on these claims during which the diagnosis is not definitive.
Insurance companies use this in two ways.
First, of course, they claim there can be no disability without a diagnosis (gotta get those forms filled out).
Second, there might be an effort to limit the benefit entitlement based on policy language which attempts to limit your claim due to a condition which insurance companies suggest are based solely on subjective complaints.
They refuse to believe subjective complaints because they judge all claimants not to be trustworthy. This is rather ludicrous because the insurance company willingly took your premium and now suggest they don’t believe you and won’t give you Lyme Disease Disability benefits.
If there is an effort to deny your Short Term Disability benefits and/or Long Term Disability Lyme Disease disability benefits or potentially pigeonhole it by policy language, the attorneys at Herbert M. Hill, P.A. have successfully defeated such efforts on many occasions. We have familiarity with Lyme Disease from a medical standpoint, from a legal perspective, as well as from the peculiarities presented by the Policy of Insurance which governs your Short Term and Long Term Disability benefits.
The foregoing is not intended as legal advice applicable to any person’s unique legal situation. Its sole purpose is to discuss the impact a diagnosis of Lyme disease may have on the handling your claim for Short Term and Long Term Disability benefits. Please do not rely on the foregoing comments as legal advice or make legal decisions based thereon. If you have questions about your disability benefits entitlement, you should contact an attorney who routinely handles claims involving policies of disability insurance.
While many law firms claim to handle such claims, Short Term Disability and Long Term Disability claims represents over 90% of the cases we handle here at Herbert M. Hill, P.A. It is our specialty. We ever represent insurance companies. We always represent the people. We would welcome the opportunity to discuss your case with you, at no charge. You can contact me at 407-839-0005 or at firstname.lastname@example.org.
If you would like, after our discussion about your case, we can set up a meeting. In most circumstances, that meeting would be free of charge and under no circumstance would you be under any obligation to hire me.
With a practice extending throughout the state, Herbert M. Hill, P.A. is a law firm that is located in Orlando, Florida. While the vast majority of cases that are handled are for disability insurance benefits, other areas of practice include employee benefit claims of all kinds. Herbert M. Hill, P.A. handles any claims that arise from the Employee Retirement Income Security Act for disability benefits, medical benefits, retirement benefits of any sort, such as pension, 401k, termination agreements as well as claims that arise from private disability policies.