United of Omaha, and its related entity, Mutual of Omaha, are insurance companies whose names have been coming to the attention of the undersigned more regularly during recent years to handle United of Omaha Denials. I do not know if they are writing more policies or just denying more claims. United of Omaha is a [...]
People are getting frustrated with Liberty Life Assurance and Liberty Mutual denials of their benefits. Here is how Herbert M. Hill, P.A. can help. These two companies, Liberty Mutual and Liberty Life Assurance are companies which are indistinguishable. They are corporations organized under the laws of the State of Massachusetts where it has its home [...]
Multiple Sclerosis (MS) is an insidious disease which is no respecter of age. With the MS disability, people routinely want to deny the physical complaints they are experiencing and, even when diagnosed, they want to deny the condition exists or persist in the belief that they will get past it or be part of the [...]
As Disability Insurance attorneys, one thing which has come to our attention more and more often is the aggressive use of “pre-existing condition” exclusion clauses to preclude payment of Long Term Disability benefits. These clauses generally apply when the disability occurs within 1 year of the date the disability insurance became effective. This is usually [...]
Your insurance company may attempt to withhold Lyme Disease disability benefits from you. Here’s how we can help prevent this from occurring. This debilitating medical condition first came to my attention during a difficult case some long time ago. I saw the significant impact this insidious disease can have. However, there are Lyme Disease disability [...]
It can be stressful trying to get your Cigna Long Term Disability benefits without the help of a lawyer. Here’s why you need a lawyer to help you resolve issues with Life Insurance Company of North America. Cigna is a parent company which has multiple insurance companies under its umbrella. The primary company with which [...]
Recently, we’ve got to thinking about our law firm mission statement and what it means to us and our clients. Some many years ago, I read the book entitled “Seven Habits of Highly Effective People” by Stephen Covey. One of the habits in question is “First Things First.” Now, when I first read about this, [...]
Do you live in Dr. Phillips and need legal representation on a claim for Long Term Disability benefits? We are lawyers who limit our practice to representing claimants for Long Term Disability benefits in and around Florida and Dr. Phillips Long Term Disability benefits. Having been born in Central Florida, I can remember when Dr. [...]
I receive numerous inquiries regarding Unum Life Insurance Company's claims handling practices, even from individuals receiving Unum Long Term Disability benefits. The starting point is that your best interests are never protected by any insurance company regardless of what its advertising might try to lead you to believe. Keep in mind what Abraham Lincoln said [...]
Your insurance company may withhold Chronic Fatigue Syndrome Disability benefits from you for a number of reasons. Here’s how to prevent that from happening. First, what’s Chronic Fatigue Syndrome? Chronic Fatigue Syndrome is a diagnosis much maligned by insurance companies. It is also referred to as Systemic Exertion Intolerance Disease (“SEID”) as well as Myalgic [...]
