The law office of Herbert M. Hill. P.A, is your Long Term Disability attorney Orlando, dedicated to employee benefits cases.

Mass Mutual Claims

By |2018-11-19T15:31:33-05:00November 26th, 2018|Blog, Long Term Disability, Short Term Disability|

 Mass Mutual is a corporation organized pursuant to the laws of the State of Massachusetts.  It has its home office in Springfield, Massachusetts where it also has its claims offices.  Mass Mutual is authorized to do business in the State of Florida.            At Herbert M. Hill, P.A., we have handled [...]

Reliance Standard Life Insurance Company

By |2018-10-31T16:57:28-04:00October 20th, 2018|Blog, Life Insurance, Long Term Disability, Short Term Disability|

Reliance Standard Life Insurance Company is a corporation organized pursuant to the laws of the State of Pennsylvania. Its home offices are located in New York City and Philadelphia, and its claims offices are located in Philadelphia, as well. Reliance Standard is authorized to do business in the State of Florida. The starting point is [...]

Mental Illness Limitation

By |2024-11-06T10:18:59-05:00October 1st, 2018|Blog, Long Term Disability|

Most Long Term Disability policies I have reviewed over the years include mental illness limitation provisions, restricting the period of time benefits are payable on claims involving mental or nervous conditions, such as anxiety, depression, and more. Often, insurance companies try to expand the definition of these limitations to their broadest scope. Types of Clauses [...]

United of Omaha Denials

By |2024-06-13T09:46:51-04:00September 15th, 2018|Blog, Long Term Disability|

United of Omaha, and its related entity, Mutual of Omaha, are insurance companies whose names have been coming to the attention of the undersigned more regularly during recent years to handle United of Omaha Denials.  I do not know if they are writing more policies or just denying more claims. United of Omaha is a [...]

Lyme Disease Disability Benefits

By |2020-12-30T05:47:16-05:00July 10th, 2018|Blog, Long Term Disability|

Your insurance company may attempt to withhold Lyme Disease disability benefits from you. Here’s how we can help prevent this from occurring. This debilitating medical condition first came to my attention during a difficult case some long time ago. I saw the significant impact this insidious disease can have. However, there are Lyme Disease disability [...]

Cigna Long Term Disability Benefits

By |2018-07-19T12:51:47-04:00July 1st, 2018|Blog, Long Term Disability|

It can be stressful trying to get your Cigna Long Term Disability benefits without the help of a lawyer. Here’s why you need a lawyer to help you resolve issues with Life Insurance Company of North America. Cigna is a parent company which has multiple insurance companies under its umbrella.  The primary company with which [...]

Insurance Company To Reduce Long Term Disability Benefits

By |2018-07-16T15:17:37-04:00June 14th, 2014|Blog, Long Term Disability|

Can an Insurance company reduce long term disability benefits? This is a question which frequently comes up in long term disability benefits claims. Although the problem is really not so simple, the starting point in answering the question is found in those documents commonly referred to as the “Plan Documents.”  These are the documents governing [...]

What happens if you’re still on long term disability after two years?

By |2017-06-22T12:49:54-04:00March 2nd, 2011|Blog, Long Term Disability|

What happens if you're still on long term disability after two years is what we'll be speaking about in this post.   In the typical claim for Long Term Disability benefits governed by the federal statute commonly referred to as ERISA (Employee Retirement Income Security Act), if benefits are initially approved and you remain disabled, [...]

Looking For Long Term Disability Celebration? We Are Different

By |2023-04-13T13:58:58-04:00December 15th, 2009|Blog, Long Term Disability|

If you have been searching for "Long Term Disability Celebration" to help with your benefits claim, we are glad you found us. Our firm works exclusively with Florida residents to protect their rights. Having been born in Central Florida, I have seen this part of our state undergo a metamorphic change. The beauty has been [...]

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