The law office of Herbert M. Hill. P.A, is your Long Term Disability attorney Orlando, dedicated to employee benefits cases.
It seems there are more and more Long Term Disability claims coming to our attention here at Herbert M. Hill, P.A. involving pre-existing conditions. Let me explain generally how this exclusion works. However, let me remind the reader that the governing Plan Documents have to be reviewed to be specific to your circumstance. Generally, if [...]
So many clients report to me that they used a particular Social Security representative because their Long Term Disability insurance company recommended the representative. It has been told to me any number of times that the disability insurance company representative will tell them the insurance company will pay the attorney’s fees if the long term [...]
Whenever a claim for Long Term Disability benefits goes into a lawsuit, the Court will order the parties to engage in pre-trial settlement procedures, either in the form of arbitration or mediation. Mediation is the course which Long Term Disability benefit claims generally follow. While the Court orders the parties to mediation, the process is [...]
Treating doctor cooperation can feel like a trap. We're uncovering the facts: There is one big stumbling block with evidence in Long Term Disability benefit claims governed by the federal statute known as the Employee Retirement Income Security Act (“ERISA”), 29 U.S.C. §1001, et seq. That problem relates to medical evidence. As discussed elsewhere, the trial of the [...]
Mass Mutual is a corporation organized pursuant to the laws of the State of Massachusetts. It has its home office in Springfield, Massachusetts where it also has its claims offices. Mass Mutual is authorized to do business in the State of Florida. At Herbert M. Hill, P.A., we have handled [...]
Reliance Standard Life Insurance Company is a corporation organized pursuant to the laws of the State of Pennsylvania. Its home offices are located in New York City and Philadelphia, and its claims offices are located in Philadelphia, as well. Reliance Standard is authorized to do business in the State of Florida. The starting point is [...]
Most Long Term Disability policies I have reviewed over the years include mental illness limitation provisions, restricting the period of time benefits are payable on claims involving mental or nervous conditions, such as anxiety, depression, and more. Often, insurance companies try to expand the definition of these limitations to their broadest scope. Types of Clauses [...]
United of Omaha, and its related entity, Mutual of Omaha, are insurance companies whose names have been coming to the attention of the undersigned more regularly during recent years to handle United of Omaha Denials. I do not know if they are writing more policies or just denying more claims. United of Omaha is a [...]
Multiple Sclerosis (MS) is an insidious disease which is no respecter of age. With the MS disability, people routinely want to deny the physical complaints they are experiencing and, even when diagnosed, they want to deny the condition exists or persist in the belief that they will get past it or be part of the [...]
Your insurance company may attempt to withhold Lyme Disease disability benefits from you. Here’s how we can help prevent this from occurring. This debilitating medical condition first came to my attention during a difficult case some long time ago. I saw the significant impact this insidious disease can have. However, there are Lyme Disease disability [...]
