Social Security Disability dovetailed with Long Term Disability

By |2019-08-23T10:59:20-04:00August 12th, 2019|Blog, Long Term Disability|

One thing which we always find startling is the answer we generally receive when we ask our clients how much they expect to receive when and if Social Security Disability are awarded.  We need to have this information to assess the economic value of a client’s Long Term Disability benefits.             Now, we are not primarily [...]

Should I continue Paying my Long Term Disability Insurance Premiums?

By |2019-08-23T10:52:06-04:00August 5th, 2019|Blog, Long Term Disability|

Whether or not you should continue paying for Long Term Disability Insurance Premiums is a question we get a lot. We're sharing the answer below. The question which routinely comes up for my clients with pending claims for Short Term or Long Term Disability benefits is whether to continue paying the premiums for the insurance.  [...]

Attorney Representation at Every Stage of Your Short Term and Long Term Disability Claim

By |2019-08-09T16:13:43-04:00July 22nd, 2019|Blog, Long Term Disability, Short Term Disability|

It is important to protect your income stream of disability benefits. You trusted through all your pre-disability years, as you were paying into a private or group Short Term or Long Term Disability plan, that in the event that an injury or illness should make you unable to work, you would be secure financially through [...]

Dovetailing Social Security Disability with Long Term Disability

By |2019-08-09T16:03:42-04:00July 8th, 2019|Blog, Long Term Disability|

One of the points in most Long Term Disability benefit claims is when, at long last, Social Security Disability benefits have been awarded.  The delay in the award of Social Security Disability is routine.  Unless you meet the age 55 “bright line” test, have one of the “scheduled” medical conditions or have a catastrophic medical [...]

Second Denial of Long Term Disability Claim

By |2019-06-25T10:39:38-04:00June 24th, 2019|Blog, Long Term Disability|

If you have had disability benefits reinstated after a denial in ERISA-based disability benefits claim, either through a successful appeal or through the court system, there is nothing stopping the insurance company from once again denying your Long Term Disability claim. In fact, in the Eleventh Circuit, which includes Alabama, Florida and Georgia, your insurance [...]

Degenerative Disc Disease and Joint Disease

By |2019-04-30T13:51:20-04:00April 25th, 2019|Blog, Long Term Disability|

Of particular import in Long Term Disability benefits claims, is the precise identification of the disabling condition or conditions.  This is especially true with diseases involving the various disc levels of the spine as well as the various joints.  It is interesting to me the differing number of names for the same condition in the [...]