In anticipation of reading this writing about mediation preparation of ERISA cases, it is important that you read the writing on “Mediation Preparation - General” so the following makes as much sense as possible. Mediation of cases under the federal statute commonly referred to as the Employee Retirement Income Security Act (or “ERISA”), are very [...]
Mediation is a settlement conference and a very important step in the process leading up to trial once a lawsuit has been filed. In cases in United States District Courts, it is mandatory unless the court approves some other process for dispute resolution. I make it a habit to meet with my clients well in [...]
Herbert M. Hill, P.A. is the preferred attorney in Orlando. Here's why. At Herbert M. Hill, P.A., we limit our practice to claims involving securing and protecting claims for disability benefits. Because of this, we are more familiar with the ins and outs of this very complicated area of the law than other firms that [...]
Wondering what it takes to write a Long Term Disability appeal in Florida? We're sharing the details with you below. Recently, many new clients come to us after being receiving a claim denial for Long Term Disability benefits and explain that the claim representative told them to appeal the decision by completing a form provided [...]
Back conditions are one of the kinds of conditions that we see in our law practice with the most frequency. We're sharing what this kind of condition can mean for LTD claims. Often times, the exact nature of a back condition can be misconstrued by insurance companies working to find a reason to deny your [...]
Why Do I Have to Keep Filling Out Update Forms for My Orlando Long Term Disability Claim If My Doctor has Deemed Me Permanently Disabled?
If you’re having to continuously fill out an update form regarding your Orlando Long Term Disability claim, we’re sharing the reason why in the blog below. Clients often ask us about filling out update forms sent to them by their Long Term Disability insurance carrier after Long Term Disability benefits have been approved. Their doctors [...]
What is the difference between my “Own Occupation” and “Any Occupation” for Purposes of my Long Term Disability claim?
One question which arises all too frequently in a Long Term Disability claim is the definition of your “Own Occupation.” As you probably know, Long Term Disability benefits are unusually paid, at first, if you are disabled from your own occupation. Thereafter, the question becomes whether the claimant is disabled from what is referred to [...]
Although frequently confused, Social Security Disability and Long Term Disability benefits and the entitlement thereto are entirely different claims which can be pursued in the event you are no longer able to work in your own or potentially any occupation. A claim for Social Security Disability benefits is made with the federal government through the [...]
Did you apply for LTD? We're sharing how long, on average, it takes for you to hear a response. After applying for or appealing a denial for Long Term Disability benefits, the wait to hear from the insurance company with a decision can seem like an eternity. The insurance company is allowed 45 days to [...]
Wondering about disability travel restrictions? We've just learned of the new policies covering this topic. This blog is prompted by one of the most egregious clauses I have ever discovered in a Short Term Disability or Long Term Disability Insurance Policy. Now, these policies in the past have addressed issues concerning travel while on disability. [...]