Dovetailing Social Security Disability with Long Term Disability

By |2019-08-09T16:03:42-05:00July 8th, 2019|Blog, Long Term Disability|

One of the points in most Long Term Disability benefit claims is when, at long last, Social Security Disability benefits have been awarded.  The delay in the award of Social Security Disability is routine.  Unless you meet the age 55 “bright line” test, have one of the “scheduled” medical conditions or have a catastrophic medical [...]

Second Denial of Long Term Disability Claim

By |2019-06-25T10:39:38-05:00June 24th, 2019|Blog, Long Term Disability|

If you have had disability benefits reinstated after a denial in ERISA-based disability benefits claim, either through a successful appeal or through the court system, there is nothing stopping the insurance company from once again denying your Long Term Disability claim. In fact, in the Eleventh Circuit, which includes Alabama, Florida and Georgia, your insurance [...]

Degenerative Disc Disease and Joint Disease

By |2019-04-30T13:51:20-05:00April 25th, 2019|Blog, Long Term Disability|

Of particular import in Long Term Disability benefits claims, is the precise identification of the disabling condition or conditions.  This is especially true with diseases involving the various disc levels of the spine as well as the various joints.  It is interesting to me the differing number of names for the same condition in the [...]

Chronic Pain

By |2019-03-28T16:56:15-05:00March 25th, 2019|Blog, Long Term Disability, Short Term Disability|

At Herbert M. Hill, P.A., just about all we handle are short term disability and long term disability benefits claims.  We routinely handle claims for individuals who are suffering from the catastrophic effects of chronic pain and pain medication dependence. It is always our intent to empathize with our clients’ medical conditions and understand how [...]

The Content of Your Appeal Matters- How To Effectively Appeal Long Term Disability Claims

By |2019-05-22T14:38:44-05:00March 18th, 2019|Blog, Long Term Disability, Short Term Disability|

Recently, our office has heard from many clients that claims representative have directed them to appeal the denial of Short- and Long-Term Disability benefits in a short, direct statement.  Some clients have come to us after having written to their insurance carrier only stating, “I appeal,” at the direction of the representative assigned to their [...]

Why Was My Long Term Disability Denied?

By |2019-03-11T15:26:38-05:00March 4th, 2019|Blog, Long Term Disability|

There are so many reasons an Insurance carrier can decide to deny a claim for Long Term Disability benefits.  There are those reasons that they use to deny on the surface and cite in a denial letter and there are those internal reasons which motivate the insurance companies to deny that you will not be [...]