Long Term Disability Archives - Page 6 of 9

What NOT to Say To Your Long-Term Disability Insurance Claims Representative
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What NOT to Say To Your Long-Term Disability Insurance Claims Representative

Blog, Long Term Disability

What NOT to Say To Your Long-Term Disability Insurance Claims Representative

By Herbert Hill|2023-09-06T18:29:59-04:00August 19th, 2019|Blog, Long Term Disability|

There are many things you should not say to your Long Term Disability Insurance Claims Representative. Here's what to avoid in order to obtain a successful claim. An individual or group long term disability insurance policy is purchased to protect your financial well being when an injury or illness renders you unable to perform the [...]

Long Term Disability Dovetailed with Social Security Disability Winter Springs
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Long Term Disability Dovetailed with Social Security Disability Winter Springs

Blog, Long Term Disability

Long Term Disability Dovetailed with Social Security Disability Winter Springs

By Herbert Hill|2022-09-09T11:41:02-04:00August 12th, 2019|Blog, Long Term Disability|

One thing we always find startling is the answer we generally receive when we ask our clients how much they expect to receive when and if Social Security Disability is awarded. We need to have this information to assess the economic value of a client’s Long Term Disability benefits. Now, we are not primarily intent [...]

Should I continue Paying my Long Term Disability Insurance Premiums?
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Should I continue Paying my Long Term Disability Insurance Premiums?

Blog, Long Term Disability

Should I continue Paying my Long Term Disability Insurance Premiums?

By Herbert Hill|2021-06-05T06:47:24-04:00August 5th, 2019|Blog, Long Term Disability|

Whether or not you should continue paying for Long Term Disability Insurance Premiums is a question we get a lot. We're sharing the answer below. The question which routinely comes up for my clients with pending claims for Short Term or Long Term Disability benefits is whether to continue paying the premiums for the insurance. [...]

Representation at Every Stage By A Long Term Disability Claim Attorney

By Herbert Hill|2024-11-06T10:03:18-05:00July 22nd, 2019|Blog, Long Term Disability|

It is important to protect your income stream of disability benefits. Our Long Term Disability claim attorney can help. You trusted through all your pre-disability years, as you were paying into a private or group Short Term or Long Term Disability plan, that in the event that an injury or illness should make you unable [...]

6 Common Mistakes To Avoid When Appealing A Long Term Disability Claim In Orlando
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6 Common Mistakes To Avoid When Appealing A Long Term Disability Claim In Orlando

Blog, Long Term Disability

6 Common Mistakes To Avoid When Appealing A Long Term Disability Claim In Orlando

By Herbert Hill|2022-11-08T12:42:20-05:00July 15th, 2019|Blog, Long Term Disability|

If you're looking to appeal a Long Term Disability Claim, it's important to be detailed and thorough. Here are six common mistakes you'll want to avoid. 1. Working Without A Copy Of Your Short and/or Long Term Disability Policy This policy may be requested from your Employer or insurance company at any time. In fact, [...]

Dovetailing Social Security Disability with Long Term Disability

By Herbert Hill|2019-08-09T16:03:42-04:00July 8th, 2019|Blog, Long Term Disability|

One of the points in most Long Term Disability benefit claims is when, at long last, Social Security Disability benefits have been awarded. The delay in the award of Social Security Disability is routine. Unless you meet the age 55 “bright line” test, have one of the “scheduled” medical conditions or have a catastrophic medical [...]

Second Denial of Long Term Disability Claim
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Second Denial of Long Term Disability Claim

Blog, Long Term Disability

Second Denial of Long Term Disability Claim

By Herbert Hill|2024-05-09T10:59:47-04:00June 24th, 2019|Blog, Long Term Disability|

If you have had disability benefits reinstated after a denial in ERISA-based disability benefits claim, either through a successful appeal or through the court system, there is nothing stopping the insurance company from once again denying your Long Term Disability claim. In fact, in the Eleventh Circuit, which includes Alabama, Florida and Georgia, your insurance [...]

Own Occupation – What Does That Really Mean?

By Herbert Hill|2019-05-17T14:12:40-04:00May 13th, 2019|Blog, Long Term Disability|

In a dispute over Long Term Disability benefits, the term “own occupation” can start to take on more meaning that those two words seem to imply at first glance. The general gist of this examination is that a claimant is found to be disabled if they become unable to perform the material and substantial duties [...]

Degenerative Disc Disease and Joint Disease

By Herbert Hill|2019-04-30T13:51:20-04:00April 25th, 2019|Blog, Long Term Disability|

Of particular import in Long Term Disability benefits claims, is the precise identification of the disabling condition or conditions. This is especially true with diseases involving the various disc levels of the spine as well as the various joints. It is interesting to me the differing number of names for the same condition in the [...]

Long Term Disability Claims Really Move Your Cheese

By Herbert Hill|2019-04-22T17:36:15-04:00April 15th, 2019|Blog, Long Term Disability|

Many of us have read the book “Who moved my cheese?” It is about what to do when the world I may have constructed for myself is completely blown up by circumstances beyond my control. Every one of my clients has experienced this, especially for those claiming long term disability benefits although even a short [...]