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The law office of Herbert M. Hill. P.A, is your Long Term Disability attorney Orlando, dedicated to employee benefits cases.

Taxation of Long Term Disability Benefits

By |2024-06-13T09:07:25-04:00June 11th, 2024|Long Term Disability|

A Long Term Disability (LTD) insurance policy is designed to provide a safety net during unemployment due to a medical condition. The question always arises: Are my benefits taxable? Understanding LTD Policies and Taxation First, there are basically two (2) kinds of LTD policies: first, there is the private policy taken out and paid for [...]

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How Long Term Disability Benefits Are Calculated

By |2024-02-09T09:38:30-05:00February 9th, 2024|Long Term Disability|

The calculation of Long Term Disability benefits involves a combination of factors that can vary depending on the specific terms of the insurance policy and the individual's circumstances. It is helpful to have a Winter Springs Long Term Disability lawyer assist with these calculations.  In general, however, here is an overview of how Long Term [...]

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Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim

By |2023-12-05T15:30:44-05:00December 5th, 2023|Long Term Disability, Social Security Disability|

This is a topic I have written about before, but how insurance companies handle Long Term Disability claims remains problematic. Generally, the following applies to group disability benefits policies, i.e., ones you secured as part of a group of employees. Gross Monthly Benefit A little background is in order. First, in determining the amount of [...]

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Arbitrary and Capricious Review of a Long Term Disability Claim

By |2024-09-12T07:23:48-04:00November 6th, 2023|Long Term Disability|

Long Term Disability cases from around the country offer insight into arbitrary and capricious review in the court system. Here, we dissect one case and how it can impact your LTD claim.  As part of my continuing legal education, I routinely review all cases that might impact the law as it applies to my clients [...]

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The Long Term Disability Claims Representative

By |2024-03-05T19:51:17-05:00September 6th, 2023|Blog, Long Term Disability|

The behavior of disability claims representatives in connection with Short Term Disability or Long Term Disability claims has been a source of great consternation and astonishment for my staff and myself over the years.  What Is The Motivation? We have tried to figure out what motivates these claims representatives and the tactics we must use [...]

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Another LTD Benefits Victory for Attorney Michael Ann Woodard

By |2023-05-10T14:18:12-04:00May 10th, 2023|Long Term Disability|

Our team of Long Term Disability attorneys can help you obtain the LTD benefits you are entitled to. Here, we showcase one recent victory of Michael Ann Woodard. Michael Ann Woodard is the attorney with our law firm who has taken primary responsibility for researching and developing the Administrative Appeals we submit when our clients’ [...]

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Offsets of Long Term Disability Benefits And Social Security Disability Benefits

By |2024-01-16T09:14:07-05:00April 12th, 2023|Long Term Disability, Social Security Disability|

One issue that comes up in both Short Term Disability and Long Term Disability benefits is the correct calculation of the benefits due. This is especially true in cases of Social Security disability benefits. The insurance policy will have the definition of a term such as “Pre-Disability Earnings.” Against that, you apply the percentage they [...]

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Hank Williams and Long Term Disability

By |2023-02-08T15:04:59-05:00February 8th, 2023|Long Term Disability|

You know, when I am practicing Long Term Disability law these days, I am reminded of that great Waylon Jennings song, “I Don’t Think Hank Done It This Way.”  He sings about Hank Williams and “ten years down the road with a three-piece band looking at the backside of me.” Now, I don’t think anyone [...]

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Highest and Best Result In A Long Term Disability Claim

By |2024-04-10T18:28:01-04:00November 8th, 2022|Blog, Long Term Disability|

We routinely explain to our clients that their highest and best result is the primary goal when handling Long Term Disability claims. That result is to get the claimant on regular monthly checks. This is the result that is going to achieve the greatest financial benefit to the claimant. In addition, this is also the [...]

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Do Pension Benefits Offset My Long Term Disability Insurance?

By |2024-08-07T11:10:34-04:00May 20th, 2022|Blog, Long Term Disability|

One issue which comes up from time to time is the effect of pension benefits on your Long Term Disability benefits. Do pension benefits offset Long Term Disability insurance? First, you can receive both as long as you are otherwise entitled to the benefits.  The problem arises when the insurance company, such as Hartford, MetLife, [...]

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At Herbert M. Hill, P.A., it is our commitment to you to provide diligent and vigorous representation from your Florida Long Term Disability attorney. We always represent the individual, never the insurance companies.
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