Long Term Disability Archives - Page 2 of 9

Top Reasons for ERISA Claim Denials and How to Avoid Them
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Top Reasons for ERISA Claim Denials and How to Avoid Them

Long Term Disability

Top Reasons for ERISA Claim Denials and How to Avoid Them

By Herbert Hill|2024-08-09T09:16:02-04:00August 9th, 2024|Long Term Disability|

When dealing with ERISA denial of benefits claims, it is crucial to understand why these claims are rejected and how to prevent them. Navigating the complexities of ERISA (Employee Retirement Income Security Act) can be challenging, and claim denials can leave individuals without the benefits they are entitled to. Here, we will explore the top [...]

How Long Does Long Term Disability Last?
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How Long Does Long Term Disability Last?

Long Term Disability

How Long Does Long Term Disability Last?

By Herbert Hill|2024-07-16T17:03:49-04:00July 30th, 2024|Long Term Disability|

Understanding the duration of Long Term Disability benefits is crucial for those who rely on this support due to illness or injury. If you are wondering how long does Long Term Disability last, it depends on several factors including your specific policy and the nature of your disability. Knowing the potential length of your Long [...]

What Medical Conditions Qualify For Long Term Disability?
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What Medical Conditions Qualify For Long Term Disability?

Long Term Disability

What Medical Conditions Qualify For Long Term Disability?

By Herbert Hill|2024-12-06T12:08:44-05:00July 16th, 2024|Long Term Disability|

Understanding "what medical conditions qualify for Long Term Disability" is critical for individuals navigating the complexities of Long Term Disability (LTD) insurance. When facing a disabling medical condition, the ability to work and provide for yourself and your loved ones can suddenly become uncertain. LTD insurance is a vital safety net for many individuals during [...]

Age-Related Long Term Disability Risks To Look Out For
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Age-Related Long Term Disability Risks To Look Out For

Long Term Disability

Age-Related Long Term Disability Risks To Look Out For

By Herbert Hill|2025-03-12T17:57:27-04:00June 28th, 2024|Long Term Disability|

Adding to the complicated LTD process, age can factor into your ability to receive benefits. Our Orlando Long Term Disability denial lawyer shares some advice on getting the benefits you are entitled to. Long Term Disability (LTD) insurance protects you if injuries, serious illnesses, or chronic health conditions prevent you from working for a year [...]

Why Employer-Provided Long Term Disability Insurance May Not Be Enough
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Why Employer-Provided Long Term Disability Insurance May Not Be Enough

Long Term Disability

Why Employer-Provided Long Term Disability Insurance May Not Be Enough

By Herbert Hill|2024-06-21T09:32:49-04:00June 21st, 2024|Long Term Disability|

Just because you have LTD insurance does not guarantee that it will provide the benefits you need if you cannot work. Our Orlando Long Term Disability insurance lawyer explains. Long Term Disability (LTD) benefits offered through your employer can be valuable in safeguarding your financial well-being during times of incapacitation. However, relying solely on these [...]

5 Tactics Insurance Companies Use To Deny Long Term Disability Benefits
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5 Tactics Insurance Companies Use To Deny Long Term Disability Benefits

Long Term Disability

5 Tactics Insurance Companies Use To Deny Long Term Disability Benefits

By Herbert Hill|2024-08-05T11:15:39-04:00June 14th, 2024|Long Term Disability|

Wonder why many LTD claims are denied? Our Winter Park Long Term Disability denial attorney explains tactics insurers frequently use that can impact your rights to benefits. When medical conditions impact your health and mobility to the point that you cannot work, your employer-based Long Term Disability (LTD) policy protects your financial security. Your policy [...]

Taxation of Long Term Disability Benefits
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Taxation of Long Term Disability Benefits

Long Term Disability

Taxation of Long Term Disability Benefits

By Herbert Hill|2024-06-13T09:07:25-04:00June 11th, 2024|Long Term Disability|

A Long Term Disability (LTD) insurance policy is designed to provide a safety net during unemployment due to a medical condition. The question always arises: Are my benefits taxable? Understanding LTD Policies and Taxation First, there are basically two (2) kinds of LTD policies: first, there is the private policy taken out and paid for [...]

How Long Term Disability Benefits Are Calculated
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How Long Term Disability Benefits Are Calculated

Long Term Disability

How Long Term Disability Benefits Are Calculated

By Herbert Hill|2024-02-09T09:38:30-05:00February 9th, 2024|Long Term Disability|

The calculation of Long Term Disability benefits involves a combination of factors that can vary depending on the specific terms of the insurance policy and the individual's circumstances. It is helpful to have a Winter Springs Long Term Disability lawyer assist with these calculations. In general, however, here is an overview of how Long Term [...]

Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim
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Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim

Long Term Disability, Social Security Disability

Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim

By Herbert Hill|2023-12-05T15:30:44-05:00December 5th, 2023|Long Term Disability, Social Security Disability|

This is a topic I have written about before, but how insurance companies handle Long Term Disability claims remains problematic. Generally, the following applies to group disability benefits policies, i.e., ones you secured as part of a group of employees. Gross Monthly Benefit A little background is in order. First, in determining the amount of [...]

Arbitrary and Capricious Review of a Long Term Disability Claim
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Arbitrary and Capricious Review of a Long Term Disability Claim

Long Term Disability

Arbitrary and Capricious Review of a Long Term Disability Claim

By Herbert Hill|2024-09-12T07:23:48-04:00November 6th, 2023|Long Term Disability|

Long Term Disability cases from around the country offer insight into arbitrary and capricious review in the court system. Here, we dissect one case and how it can impact your LTD claim. As part of my continuing legal education, I routinely review all cases that might impact the law as it applies to my clients [...]