Long Term Disability Archives - Page 2 of 9

5 Tactics Insurance Companies Use To Deny Long Term Disability Benefits
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5 Tactics Insurance Companies Use To Deny Long Term Disability Benefits

Long Term Disability

5 Tactics Insurance Companies Use To Deny Long Term Disability Benefits

By Herbert Hill|2024-08-05T11:15:39-04:00June 14th, 2024|Long Term Disability|

Wonder why many LTD claims are denied? Our Winter Park Long Term Disability denial attorney explains tactics insurers frequently use that can impact your rights to benefits. When medical conditions impact your health and mobility to the point that you cannot work, your employer-based Long Term Disability (LTD) policy protects your financial security. Your policy [...]

Taxation of Long Term Disability Benefits
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Taxation of Long Term Disability Benefits

Long Term Disability

Taxation of Long Term Disability Benefits

By Herbert Hill|2024-06-13T09:07:25-04:00June 11th, 2024|Long Term Disability|

A Long Term Disability (LTD) insurance policy is designed to provide a safety net during unemployment due to a medical condition. The question always arises: Are my benefits taxable? Understanding LTD Policies and Taxation First, there are basically two (2) kinds of LTD policies: first, there is the private policy taken out and paid for [...]

How Long Term Disability Benefits Are Calculated
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How Long Term Disability Benefits Are Calculated

Long Term Disability

How Long Term Disability Benefits Are Calculated

By Herbert Hill|2024-02-09T09:38:30-05:00February 9th, 2024|Long Term Disability|

The calculation of Long Term Disability benefits involves a combination of factors that can vary depending on the specific terms of the insurance policy and the individual's circumstances. It is helpful to have a Winter Springs Long Term Disability lawyer assist with these calculations. In general, however, here is an overview of how Long Term [...]

Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim
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Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim

Long Term Disability, Social Security Disability

Social Security Attorney’s Fees and Your Long Term Disability Benefits Claim

By Herbert Hill|2023-12-05T15:30:44-05:00December 5th, 2023|Long Term Disability, Social Security Disability|

This is a topic I have written about before, but how insurance companies handle Long Term Disability claims remains problematic. Generally, the following applies to group disability benefits policies, i.e., ones you secured as part of a group of employees. Gross Monthly Benefit A little background is in order. First, in determining the amount of [...]

Arbitrary and Capricious Review of a Long Term Disability Claim
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Arbitrary and Capricious Review of a Long Term Disability Claim

Long Term Disability

Arbitrary and Capricious Review of a Long Term Disability Claim

By Herbert Hill|2024-09-12T07:23:48-04:00November 6th, 2023|Long Term Disability|

Long Term Disability cases from around the country offer insight into arbitrary and capricious review in the court system. Here, we dissect one case and how it can impact your LTD claim. As part of my continuing legal education, I routinely review all cases that might impact the law as it applies to my clients [...]

The Long Term Disability Claims Representative
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The Long Term Disability Claims Representative

Blog, Long Term Disability

The Long Term Disability Claims Representative

By Herbert Hill|2024-03-05T19:51:17-05:00September 6th, 2023|Blog, Long Term Disability|

The behavior of disability claims representatives in connection with Short Term Disability or Long Term Disability claims has been a source of great consternation and astonishment for my staff and myself over the years. What Is The Motivation? We have tried to figure out what motivates these claims representatives and the tactics we must use [...]

Another LTD Benefits Victory for Attorney Michael Ann Woodard
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Another LTD Benefits Victory for Attorney Michael Ann Woodard

Long Term Disability

Another LTD Benefits Victory for Attorney Michael Ann Woodard

By Herbert Hill|2023-05-10T14:18:12-04:00May 10th, 2023|Long Term Disability|

Our team of Long Term Disability attorneys can help you obtain the LTD benefits you are entitled to. Here, we showcase one recent victory of Michael Ann Woodard. Michael Ann Woodard is the attorney with our law firm who has taken primary responsibility for researching and developing the Administrative Appeals we submit when our clients’ [...]

Offsets of Long Term Disability Benefits And Social Security Disability Benefits
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Offsets of Long Term Disability Benefits And Social Security Disability Benefits

Long Term Disability, Social Security Disability

Offsets of Long Term Disability Benefits And Social Security Disability Benefits

By Herbert Hill|2024-12-06T12:07:34-05:00April 12th, 2023|Long Term Disability, Social Security Disability|

One issue that comes up in both Short Term Disability and Long Term Disability benefits is the correct calculation of the benefits due. This is especially true in cases of Social Security disability benefits. The insurance policy will have the definition of a term such as “Pre-Disability Earnings.” Against that, you apply the percentage they [...]

Hank Williams and Long Term Disability
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Hank Williams and Long Term Disability

Long Term Disability

Hank Williams and Long Term Disability

By Herbert Hill|2023-02-08T15:04:59-05:00February 8th, 2023|Long Term Disability|

You know, when I am practicing Long Term Disability law these days, I am reminded of that great Waylon Jennings song, “I Don’t Think Hank Done It This Way.” He sings about Hank Williams and “ten years down the road with a three-piece band looking at the backside of me.” Now, I don’t think anyone [...]

Highest and Best Result In A Long Term Disability Claim
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Highest and Best Result In A Long Term Disability Claim

Blog, Long Term Disability

Highest and Best Result In A Long Term Disability Claim

By Herbert Hill|2024-04-10T18:28:01-04:00November 8th, 2022|Blog, Long Term Disability|

We routinely explain to our clients that their highest and best result is the primary goal when handling Long Term Disability claims. That result is to get the claimant on regular monthly checks. This is the result that is going to achieve the greatest financial benefit to the claimant. In addition, this is also the [...]