People are getting frustrated with Unum Life Insurance Company denials. Here is how Herbert M. Hill P.A can help.
Unum Life Insurance Company of America is a corporation organized under the laws of the State of Maine where it has its home office. Its claims offices are located in Chattanooga, Tennessee, and its mail drop is in Columbia, South Carolina. Unum bought some other disability insurance companies including Paul Revere and Provident. Unum is authorized to do business in the State of Florida. Today we are sharing how Unum life insurance company denials can be handled by Herbert M. Hill, P.A.
At Herbert M. Hill, P.A., we routinely deal with Unum at both its home and claims offices. We are familiar with most of its claims representatives as they are familiar with this law firm. Unfortunately, Unum has a known history of dragging out benefits determination and making unreasonable Long Term Disability denials. Decisions which have had a profound effect on deserving claimants to whom Unum has a contractual duty of good faith to pay Long Term Disability benefits properly. In fact, many cases involving Long Term Disability insurance claims arising out of policies provided through your employer are governed by the federal statute known as the Employee Retirement Income Security Act (“ERISA”). That statute provides that Unum owes a fiduciary duty to claimants. Fiduciary responsibility is one of the highest obligations in the law.
We are very familiar with the tactics Unum uses when they deliver Unum life insurance company denials. As an example, if you carefully examine the claim form they use, you will realize they are not designed to prove the claim. The questions and information requested on this document are not adequately detailed or do not leave you or your doctor the proper options, creating loopholes Unum can use to deny benefits. At Herbert M. Hill, P.A., we can make sure these holes are filled.
Our disability attorneys represent claimants involving Unum Life Insurance Company denials at any stage of Short Term, and Long Term Disability claims. We represent many claimants who simply cannot or do not want to deal with the stress caused by Unum in the course of the claim, whether benefits are being paid or not. If you have a disability benefits claim involving Unum, Paul Revere or Provident, you can contact us either through our website at www.HerbertMHill.com or by calling our toll free number 844-454-5995 or 407-839-0005. Our practice extends throughout the state. We can handle claims in any state or federal court in Florida.
