I receive numerous inquiries regarding Unum Life Insurance Company’s claims handling practices, even from individuals receiving Unum Long Term Disability benefits.
The starting point is that your best interests are never protected by any insurance company regardless of what its advertising might try to lead you to believe. Keep in mind what Abraham Lincoln said about corporations. When Lincoln contemplated the aggregation of wealth by corporations, he was moved to say that he, “tremble[d] for the safety of my country.” This is an unfortunate truth for those relying upon Unum to pay their Long Term Disability benefits it agreed to pay.
If you have a Long Term Disability policy from any of these companies, know that you are connected to Unum:
- Paul Revere
- Provident
- First UNUM
- UNUM
- UNUM Provident
Staying Ahead Of The Claims Representatives
In dealing with Unum Long Term Disability benefits and denials, we have an edge: we are paperless, while their workload is overwhelming. We respond promptly to all inquiries, keeping Unum on their toes. This approach often leads to favorable decisions because they understand we are persistent. We are dedicated to pursuing your Long Term Disability insurance claim relentlessly.
We Communicate In Writing
In our experience, claims representatives prefer phone transactions but often create hurdles for claimants to follow up. They set up complex phone systems or are perpetually unavailable, leading to unreturned calls. Vital claim details conveyed over the phone get documented by representatives, introducing potential bias. That is why we prioritize written communications, ensuring our interactions aren’t influenced by the representatives’ interpretations.
Herbert M. Hill, P.A. Is Here For You
Our disability attorneys represent claimants involving Unum at any stage of Short Term and Long Term Disability claims during application, appeals of denials and lawsuits. We represent many claimants who simply cannot or do not want to deal with the stress purposefully caused by the denial of Unum Long Term Disability benefits. If you have a disability benefits claim involving Unum, contact us. Our practice extends throughout the state, and we can handle claims in any state or in Florida’s federal court.
