Our firm exclusively handles cases concerning Long Term Disability in Daytona Beach and we are here to help you as well.
As a native of Central Florida, Daytona Beach holds a special place in my heart with memories of vacations, beach trips, and hanging out with friends. However, my perspective has now evolved to recognize the city’s growth into a beautiful place to live, work, and play. Our law office is conveniently located near downtown Orlando, easily accessible to anyone seeking a Long Term Disability Daytona Beach lawyer. This is particularly beneficial as it avoids the hassle of dealing with central downtown traffic and parking issues. Furthermore, as I frequently visit Volusia County, I am available to meet you in Daytona Beach.
Long Term Disability Is Our Focus
More than 90% of our legal practice is dedicated to handling claims for Long Term Disability benefits. Our primary focus is on Short and Long Term Disability claims and denials, and we do not handle them as a secondary practice. Unlike other attorneys who may handle these cases on the side, we recognize that such cases require a deep understanding of this specialized area of the law. Moreover, we never represent insurance companies in these cases, which sets us apart from other lawyers.
What Makes Us Different
To achieve the most favorable outcomes for our clients, we adopt a structured approach when handling Long Term Disability claims, which has consistently proven to be successful. By following this process, we are able to address your claim on a personal level. This includes acquainting ourselves with the specifics of your case, including your personal and professional history, and gathering all relevant documentation needed to gain a comprehensive understanding of the medical issues that prevent you from working.
Frequently Asked Questions About Long Term Disability in Daytona Beach
1. What is Long Term Disability (LTD) Insurance? Long Term Disability insurance provides income replacement if you are unable to work due to a severe illness or injury. It typically begins after short-term disability benefits expire and can last for several years, depending on your policy.
2. How do I qualify for Long Term Disability benefits? To qualify, you must demonstrate that your medical condition prevents you from performing the duties of your job. This often requires comprehensive medical documentation and sometimes an independent medical examination.
3. What if my Long Term Disability claim is denied? If your claim is denied, you have the right to appeal the decision. It is crucial to act quickly, as there are strict deadlines for filing an appeal. Our firm can assist you in gathering the necessary evidence and navigating the appeals process.
4. Can I apply for Long Term Disability benefits while still employed? Yes, you can apply for LTD benefits while still employed if your medical condition prevents you from performing your job duties. It is advisable to start the application process as soon as possible to avoid delays in receiving benefits.
5. What happens if my Long Term Disability benefits are terminated? If your benefits are terminated, you may be able to challenge the decision. It is essential to review the reasons for termination and consult with an experienced Long Term Disability attorney to explore your options.
6. Do I need a lawyer to file a Long Term Disability claim? While it is possible to file a claim on your own, having an experienced Long Term Disability attorney can significantly increase your chances of approval. We can help ensure that all necessary documentation is submitted and that your case is presented in the strongest possible way.
7. How long does it take to receive Long Term Disability benefits? The timeline can vary depending on the complexity of your case and the responsiveness of the insurance company. Typically, it can take several months from the time you file your claim to receive your first benefit payment.
8. Can I work part-time and still receive Long Term Disability benefits? It depends on the terms of your policy. Some policies allow for partial disability benefits if you can work part-time but not full-time. It is important to carefully review your policy or consult with a lawyer to understand your specific situation.
9. What is the difference between Short Term and Long Term Disability? Short Term Disability benefits typically cover a portion of your income for a short period, usually up to 6 months, if you are temporarily unable to work. Long Term Disability benefits, on the other hand, provide coverage for a more extended period, often until retirement age, if you cannot return to work.
10. How can your firm help with my Long Term Disability claim in Daytona Beach? Our firm specializes in Long Term Disability cases, particularly in Daytona Beach. We can help you with every step of the process, from filing your initial claim to appealing a denial. Our deep understanding of local and federal disability laws ensures that you have the best possible representation.
Set Up A Consultation Today
Contact our team today to discuss your Long Term Disability Daytona Beach claim. Although our practice serves the entire state, we have a particular interest in representing our neighbors and we look forward to serving you.