When dealing with insurance claims, terms like arbitrary and capricious can become a focal point, especially in legal disputes over benefit denials. But what does arbitrary and capricious mean? These words refer to decisions made without a reasonable basis, often ignoring key facts or misinterpreting relevant information. In disability claims, an arbitrary and capricious decision [...]
Navigating the complexities of Long Term Disability (LTD) claims can be daunting, especially when facing an unexpected absence from work due to a medical condition. Seeking consultation from a Winter Park Long Term Disability attorney before initiating the application process can provide crucial insights into your rights and eligibility for benefits. I write about this [...]
A stroke can be a life-altering event, impacting one's physical health and the ability to work and maintain financial stability. For those facing the aftermath of a stroke, seeking Long Term Disability benefits under the Employee Retirement Income Security Act (ERISA) becomes a critical step in the journey toward recovery. In this blog, we'll explore [...]
Long Term Disability claims based on Celiac disease involve demonstrating the condition's impact on an individual's ability to work and perform daily activities. Our Rockledge Long Term Disability lawyer can help you through the claims process. Celiac disease is an autoimmune disorder triggered by ingesting gluten, a protein found in wheat, barley, and rye. The [...]
Listening is vital for respectful communication and empathy while understanding others is more valuable than seeking to be understood. Every Long Term Disability law firm should remember that. “...to understand rather than be understood...” The above comes from a prayer attributed to St. Francis. It is a great prayer that sets forth laudable high standards [...]
Insurance companies offering policies for Long Term Disability benefits commonly require the completion of forms such as an Attending Physician's Statement by your primary disabling physician. As part of the contractual relationship entered into by you and the insurance company, they are entitled to this input by the medical professionals establishing your medical disability. Without [...]
In terms of legal representation in connection with your Short Term Disability or Long Term Disability benefits claim, Herbert M. Hill, P.A. is a “full service” law firm. This means we represent clients from beginning to end on these claims. Other firms who handle these claims only represent clients once benefits have been denied. Not [...]
The Long Term Disability and Social Security offset is one which has caused consternation for many recipients of benefits under group disability benefits plans offered through their employer. When Social Security benefits begin, there is a reduction in the amount of Long Term Disability benefits according to the provisions of just about every group disability [...]
Herbert M. Hill P.A. is excited to announce the long-awaited expansion of our team, Dernica Amboise! Ms. Amboise is a senior at the University of Central Florida studying Political Science (B.A.) while minoring in Philosophy. She intends to become a lawyer in the near future in hopes of helping those in need. She gets her [...]
What is a Plan Administrator in ERISA medical claims? What role do they play in your Long Term Disability and Short Term Disability policy? One role played in a claim under the federal statute known as the Employee Retirement Income Security Act (“ERISA”) is that of the Plan Administrator. Typically, this role is played by [...]
