If you have had disability benefits reinstated after a denial in ERISA-based disability benefits claim, either through a successful appeal or through the court system, there is nothing stopping the insurance company from once again denying your Long Term Disability claim. In fact, in the Eleventh Circuit, which includes Alabama, Florida and Georgia, your insurance [...]
This office has, over the years, the opportunity to represent any number of health care professionals, including doctors, nurses, technicians and others as disability attorneys. Specialties represented over the years include OB/Gyn, Neurology, Orthopaedic Surgery, Chiropractor, Internal Medicine, Psychiatry, Psychology, Osteopathic Physicians, Cardiology, Radiology, Family Practice, Dermatology, Anesthesiology, Ophthalmology, Physical Medicine and Rehabilitation, Physiatry, Pediatrics [...]
In a dispute over Long Term Disability benefits, the term “own occupation” can start to take on more meaning that those two words seem to imply at first glance. The general gist of this examination is that a claimant is found to be disabled if they become unable to perform the material and substantial duties [...]
Of particular import in Long Term Disability benefits claims, is the precise identification of the disabling condition or conditions. This is especially true with diseases involving the various disc levels of the spine as well as the various joints. It is interesting to me the differing number of names for the same condition in the [...]
Waiver of Life Insurance Premiums or Extension of Death benefits are sometimes provided in connection with group Life Insurance benefits. They are usually associated with a pending claim for Short Term Disability or Long Term Disability benefits. Basically, when a person is medically disabled from work, there is a provision in the Plan Documents or [...]
Many of us have read the book “Who moved my cheese?” It is about what to do when the world I may have constructed for myself is completely blown up by circumstances beyond my control. Every one of my clients has experienced this, especially for those claiming long term disability benefits although even a short [...]
At the moment in time when you become disabled, your whole world is turned upside down. This is one good reason there are so many who work well beyond the point at which they should stop because of their disability. Legitimately, there is great concern about what is on this new horizon. We have been [...]
At Herbert M. Hill, P.A., just about all we handle are short term disability and long term disability benefits claims. We routinely handle claims for individuals who are suffering from the catastrophic effects of chronic pain and pain medication dependence. It is always our intent to empathize with our clients’ medical conditions and understand how [...]
Recently, our office has heard from many clients that claims representative have directed them to appeal the denial of Short- and Long-Term Disability benefits in a short, direct statement. Some clients have come to us after having written to their insurance carrier only stating, “I appeal,” at the direction of the representative assigned to their [...]
Symetra Life Insurance Company is a new kid on the block in the Short Term Disability Long Term Disability industry, or, at least, this company has suddenly appeared on a slew of cases coming into our office. It is a corporation organized pursuant to the laws of the State of Washington. It has its home [...]
