Dealing with Unum Life Insurance Company Denials? Herbert M. Hill, P.A. is Here to Help

People are getting frustrated with Unum Life Insurance Company denials. Here is how Herbert M. Hill, P.A. can help.

Understanding Unum Life Insurance Company Denials

Unum Life Insurance Company of America is a corporation organized under the laws of the State of Maine, where it has its home office. Its claims offices are located in Chattanooga, Tennessee, and its mail drop is in Columbia, South Carolina. Unum has acquired other disability insurance companies, including Paul Revere and Provident, and is authorized to do business in the State of Florida. Here is how Herbert M. Hill, P.A. can handle Unum life insurance company denials.

Our Expertise with Unum Denials

At Herbert M. Hill, P.A., we routinely deal with Unum at both its home and claims offices. We are familiar with most of its claims representatives, and they are familiar with this law firm. Unfortunately, Unum has a known history of dragging out benefits determination and making unreasonable Long Term Disability denials, which profoundly affect deserving claimants to whom Unum has a contractual duty of good faith to pay Long Term Disability benefits properly.

ERISA and Fiduciary Responsibility

Many cases involving Long Term Disability insurance claims arising from policies provided through your employer are governed by the federal statute known as the Employee Retirement Income Security Act (“ERISA”). This statute provides that Unum owes a fiduciary duty to claimants, which is one of the highest obligations in the law.

Tactics Used by Unum Longwood long term disability attorney

We are very familiar with the tactics Unum uses when they deliver denials. For example, if you carefully examine the claim form they use, you will realize it is not designed to prove the claim. The questions and information requested are not adequately detailed or do not leave you or your doctor the proper options, creating loopholes Unum can use to deny benefits. At Herbert M. Hill, P.A., we ensure these gaps are addressed.

Representation at Any Stage

Our disability attorneys represent claimants involving Unum Life Insurance Company denials at any stage of Short Term and Long Term Disability claims. We represent many claimants who simply cannot or do not want to deal with the stress caused by Unum, whether benefits are being paid or not.

Contact Us

If you have a disability benefits claim involving Unum, Paul Revere, or Provident, contact us. Our practice extends throughout the state, and we can handle claims in any state or federal court in Florida.