If you are in need of Tampa Short Term Disability benefits, the attorneys at Herbert M. Hill have you covered.

How To Know If You Need A Tampa Short Term Disability Attorney 

Every single day, someone develops a temporary disability that enables them to apply for Short Term Disability benefits. Whether that disability is mental or physical, the onset can come in many different forms. 

If you are employed during the time of your disability, you can apply for benefits that will allow you to receive money during your recovery. Having disability insurance and receiving benefits can significantly help you from financial disaster. The catch, however, is getting approved for Short Term Disability benefits. 

Our attorneys can help you with your case. As mentioned above, insurance companies receive hundreds of thousands of applications that they must go through in order to properly disperse insurance coverage. If, for whatever reason, your claim is denied, you can appeal the decision to be looked at further. 

Employers of said disabled employee are free to offer disability insurance coverage to their employees, but they are not required to do so. In the event that your employer does not offer coverage you must purchase insurance on your own. 

However, it is important to note that preexisting conditions will not be included in the coverage until the policy has been in effect for a certain period, usually around 12 months. If you think you may fall under a preexisting condition, we recommend seeking attorney advice before going out of work.

Filing a Disability Claim in Florida 

If you already have coverage and you develop a disability that requires you to be excused from your place of work, you must file a claim with the insurance company to receive income replacement benefits. If approved, insurance companies will typically cover up to 60% of a person’s regular earnings. 

If your claim was denied, it would be in your best interest to work with a disability attorney, like us, to help you appeal the decision in the most strategic way possible. Contact us today for a free case evaluation.

Herbert M. Hill, P.A. is a law firm located in Orlando, Florida with a practice extending throughout the state of Florida and the southeastern part of the United States, including  Georgia and Alabama. Areas of practice include disability and employee benefit claims of all sorts. The firm handles any claims arising under the Employee Retirement Income Security Act (known and referred to as “ERISA”) for disability benefits, medical benefits, retirement benefits of any sort, including pension, 401k, termination agreements or the like as well as claims arising under private disability policies.