People are getting frustrated with Liberty Life Assurance and Liberty Mutual denials of their benefits. Here is how Herbert M. Hill, P.A can help. These two companies, Liberty Mutual and Liberty Life Assurance are companies which are indistinguishable. They are corporations organized under the laws of the State of Massachusetts where it has its home [...]
There are any number of reasons an insurance company can use to deny benefits, limited only by the imagination of the claims representative. Of course, the insurance policy itself is a fertile ground for ERISA denials. An insured has to realize that the entire policy is designed to state reasons for ERISA denials. It is [...]
Can an Insurance company reduce long term disability benefits? This is a question which frequently comes up in long term disability benefits claims. Although the problem is really not so simple, the starting point in answering the question is found in those documents commonly referred to as the “Plan Documents.” These are the documents governing [...]
