Lloyd’s of London is one of the oldest insurance companies in the world still offering coverage. Llyods offers private, as well as employer-based, disability policies for individuals most typically seeking excess disability coverage. Unlike other corporations offering insurance, Lloyd’s is a corporate body established by the legislation of Great Britain creating an umbrella of insurance syndicates to operate. However, the profit-driven deceptive tactics employed by other American insurance corporations are still prevalent within the processes of Lloyd’s.
Lloyd’s of London promulgates that they sell disability policies that promise higher permanent total disability benefit payouts for business professionals and other high-achieving professionals, most usually for limited terms. But our experience fighting Lloyd’s for our clients has shown us the opposite is true, with Llyod’s improperly denying rightful claims for long term disability benefits.
Has Lloyd’s of London denied your claim for Long Term Disability benefits?
Our firm is here to help. There is a litany of reasons Lloyd’s may have determined to deny your claim for Long Term Disability benefits. This may be due to errors in or insufficient medical evidence, coverage issues, and policy exclusions, among others.
You will need to provide the requisite medical documentation to evidence your disability to Lloyd’s in order to prove your claim for disability benefits. Your disability may be more than obvious to you in your daily life, however, the claims representatives of Lloyd’s of London will require medical records and sometimes a doctor’s support in order to approve your claim.
The attorneys at Herbert M. Hill have extensive experience in handling Long Term Disability claims against Lloyd’s of London. We are extremely familiar with the tactics employed by Lloyd’s and use them to our client’s favor. We will see your claim through to the end, whether overturned on appeal or through litigation and trial. Once we are able to get you on claim and benefits current, we remain your attorneys through the life of your claim with Lloyd’s of London. Give us a call today to set up a free consultation to be sure of your rights under your Lloyd’s of London Long Term Disability policy.
