Long Term Disability Archives

Is Long Term Disability Insurance Worth It?
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Is Long Term Disability Insurance Worth It?

Long Term Disability

Is Long Term Disability Insurance Worth It?

By Herbert Hill|2025-09-12T10:11:16-04:00September 12th, 2025|Long Term Disability|

Is Long Term Disability insurance worth it? Learn the benefits, pros and cons, and when LTD coverage is necessary. Find out how a disability attorney can help if your claim is denied. If you have ever asked yourself, "Is Long Term Disability insurance worth it?" you are not alone. Many employees and professionals wonder whether [...]

Maximizing Your Long Term Disability Claim
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Maximizing Your Long Term Disability Claim

Long Term Disability

Maximizing Your Long Term Disability Claim

By Herbert Hill|2025-09-10T11:27:20-04:00September 8th, 2025|Long Term Disability|

Learn strategies for maximizing Long Term Disability benefits and ensure you receive the full coverage to which you are entitled. Contact our Orlando attorneys for guidance on your claim. Getting Started With Your Claim Our law office is different from most, which handle Short Term Disability or Long Term Disability claims, [...]

Long Term Disability Claims: Understanding the Burden of Proof
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Long Term Disability Claims: Understanding the Burden of Proof

Long Term Disability

Long Term Disability Claims: Understanding the Burden of Proof

By Herbert Hill|2025-09-08T13:40:06-04:00September 8th, 2025|Long Term Disability|

Learn about the Long Term Disability burden of proof and how to properly document your claim. Get guidance to protect your Short and Long Term Disability benefits. There is one thing which is clear in every Short Term Disability and Long Term Disability insurance policy: the burden of proof is on the claimant. This is [...]

How Do I Know If I Have An ERISA Plan?
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How Do I Know If I Have An ERISA Plan?

Long Term Disability

How Do I Know If I Have An ERISA Plan?

By Herbert Hill|2025-08-13T09:31:28-04:00August 13th, 2025|Long Term Disability|

If you receive disability coverage through your employer, you may be wondering: How do I know if I have an ERISA plan? The Employee Retirement Income Security Act (ERISA) is a federal law that sets standards for most employer-sponsored benefit plans, including Long Term Disability (LTD), health insurance, and retirement plans. Knowing whether your plan [...]

Is Traumatic Brain Injury Considered a Disability?
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Is Traumatic Brain Injury Considered a Disability?

Long Term Disability

Is Traumatic Brain Injury Considered a Disability?

By Herbert Hill|2025-07-09T16:55:00-04:00June 17th, 2025|Long Term Disability|

Is traumatic brain injury considered a disability? Learn how TBI can qualify for Long Term Disability and how a TBI Long Term Disability attorney can help you pursue the benefits you deserve. A traumatic brain injury (TBI) can be life-changing. Whether caused by a car accident, fall, or sports injury, TBIs often result in long-lasting [...]

Top 6 Appeal Tips When Your LTD Claim Is Denied
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Top 6 Appeal Tips When Your LTD Claim Is Denied

Long Term Disability

Top 6 Appeal Tips When Your LTD Claim Is Denied

By Herbert Hill|2025-05-12T09:23:11-04:00April 11th, 2025|Long Term Disability|

Dealing with a Long Term Disability insurance denial can be frustrating. Keep these tips in mind before starting an appeal. When a Long Term Disability (LTD) claim is denied, it can leave you feeling overwhelmed and unsure of what to do next. After months or even years of working hard and planning for the unexpected, [...]

How to Appeal a Back Injury Disability Denial
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How to Appeal a Back Injury Disability Denial

Long Term Disability

How to Appeal a Back Injury Disability Denial

By Herbert Hill|2025-04-11T16:43:25-04:00March 18th, 2025|Long Term Disability|

Dealing with a back injury and disability can be challenging. If your application has been denied, it is time to get help from an experienced Long Term Disability attorney. A back injury can be debilitating, making working and maintaining financial stability impossible. Unfortunately, securing disability benefits for a back injury is often challenging, as many [...]

4 Policy Traps That Can Deny Long Term Disability Claims
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4 Policy Traps That Can Deny Long Term Disability Claims

Long Term Disability

4 Policy Traps That Can Deny Long Term Disability Claims

By Herbert Hill|2025-06-12T12:00:50-04:00February 14th, 2025|Long Term Disability|

If you have a pre-existing health issue, you may wonder can Long Term Disability be denied for pre-existing conditions. Our team breaks down some policy traps that you should be aware of. Long Term Disability (LTD) insurance provides financial protection when an illness or injury prevents you from working. However, many policyholders face unexpected denials [...]

The Challenges of Proving Fibromyalgia in Long Term Disability Claims
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The Challenges of Proving Fibromyalgia in Long Term Disability Claims

Long Term Disability

The Challenges of Proving Fibromyalgia in Long Term Disability Claims

By Herbert Hill|2025-08-06T15:56:32-04:00January 30th, 2025|Long Term Disability|

Why are fibromyalgia Long Term Disability claims often denied by insurance companies? An experienced LTD attorney can help you navigate the claims process and increase your chances of receiving the benefits you are entitled to. Fibromyalgia is a medical condition that causes chronic pain, fatigue, and cognitive challenges, making it difficult or impossible for many [...]

3 Steps to Take if Your Sciatica Long Term Disability Claim Was Denied
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3 Steps to Take if Your Sciatica Long Term Disability Claim Was Denied

Long Term Disability

3 Steps to Take if Your Sciatica Long Term Disability Claim Was Denied

By Herbert Hill|2025-02-13T11:50:11-05:00December 30th, 2024|Long Term Disability|

Sciatica is a painful and debilitating condition that can make working or performing daily tasks nearly impossible. If your Long Term Disability for sciatica claim has been denied, you still have options. For those affected by this health issue, Long Term Disability benefits are often essential for maintaining financial stability. Unfortunately, insurance companies frequently deny [...]