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The law office of Herbert M. Hill. P.A, is your Long Term Disability attorney Orlando, dedicated to employee benefits cases.

When Should I Apply for Long Term Disability?

By |2024-12-16T10:11:52-05:00December 16th, 2024|Long Term Disability|

Asking, "When should I apply for Long Term Disability?" is a common concern. We provide the experienced guidance you need to make this critical decision and navigate the claims process effectively. At Herbert M. Hill, P.A., we are one of the few law firms dealing specifically with the questions arising when deciding to apply for [...]

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Do You Need Long Term Disability Insurance?

By |2024-12-16T10:13:35-05:00November 6th, 2024|Long Term Disability|

Have you been asking the question, “Do I need Long Term Disability insurance?” While it may seem like an optional expense, this insurance offers crucial support in case of an unexpected injury or illness. When considering your health and income protection, it is essential to understand the role of Long Term Disability (LTD) insurance. Unlike [...]

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Does Long Term Disability Cover Mental Health

By |2024-10-15T10:06:29-04:00October 15th, 2024|Long Term Disability|

Many employees may wonder, does Long Term Disability cover mental health? The short answer is yes, in many cases. Long Term Disability (LTD) insurance policies often provide coverage for mental health conditions like anxiety, depression, and other psychiatric disorders. However, understanding how this coverage works and navigating the claims process can be challenging for employees [...]

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What Does Arbitrary and Capricious Mean? Case Study

By |2024-09-12T07:24:09-04:00September 12th, 2024|Long Term Disability, Uncategorized|

When dealing with insurance claims, terms like arbitrary and capricious can become a focal point, especially in legal disputes over benefit denials. But what does arbitrary and capricious mean?  These words refer to decisions made without a reasonable basis, often ignoring key facts or misinterpreting relevant information. In disability claims, an arbitrary and capricious decision [...]

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Understanding the Impact of Employment Termination on LTD Benefits

By |2024-08-09T09:21:54-04:00August 23rd, 2024|Long Term Disability|

Dealing with Long Term Disability and termination of employment can be both challenging and overwhelming. If you lose your job while applying for Long Term Disability benefits, understanding how this impacts your benefits is essential.  Whether you are terminated during the claims process or if your job loss occurs because you are filing a claim, [...]

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Top Reasons for ERISA Claim Denials and How to Avoid Them

By |2024-08-09T09:16:02-04:00August 9th, 2024|Long Term Disability|

When dealing with ERISA denial of benefits claims, it is crucial to understand why these claims are rejected and how to prevent them.  Navigating the complexities of ERISA (Employee Retirement Income Security Act) can be challenging, and claim denials can leave individuals without the benefits they are entitled to. Here, we will explore the top [...]

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How Long Does Long Term Disability Last?

By |2024-07-16T17:03:49-04:00July 30th, 2024|Long Term Disability|

Understanding the duration of Long Term Disability benefits is crucial for those who rely on this support due to illness or injury. If you are wondering how long does Long Term Disability last, it depends on several factors including your specific policy and the nature of your disability. Knowing the potential length of your Long [...]

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What Medical Conditions Qualify For Long Term Disability?

By |2024-12-06T12:08:44-05:00July 16th, 2024|Long Term Disability|

Understanding "what medical conditions qualify for Long Term Disability" is critical for individuals navigating the complexities of Long Term Disability (LTD) insurance.  When facing a disabling medical condition, the ability to work and provide for yourself and your loved ones can suddenly become uncertain. LTD insurance is a vital safety net for many individuals during [...]

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Age-Related Long Term Disability Risks To Look Out For

By |2024-06-17T09:55:21-04:00June 28th, 2024|Long Term Disability|

Adding to the complicated LTD process, age can factor into your ability to receive benefits. Our Orlando Long Term Disability denial lawyer shares some advice on getting the benefits you are entitled to. Long Term Disability (LTD) insurance protects you if injuries, serious illnesses, or chronic health conditions prevent you from working for a year [...]

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Why Employer-Provided Long Term Disability Insurance May Not Be Enough

By |2024-06-21T09:32:49-04:00June 21st, 2024|Long Term Disability|

Just because you have LTD insurance does not guarantee that it will provide the benefits you need if you cannot work. Our Orlando Long Term Disability insurance lawyer explains. Long Term Disability (LTD) benefits offered through your employer can be valuable in safeguarding your financial well-being during times of incapacitation. However, relying solely on these [...]

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Put Our Experience to Work for You

At Herbert M. Hill, P.A., it is our commitment to you to provide diligent and vigorous representation from your Florida Long Term Disability attorney. We always represent the individual, never the insurance companies.
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