Sciatica is a painful and debilitating condition that can make working or performing daily tasks nearly impossible. If your Long Term Disability for sciatica claim has been denied, you still have options. 

For those affected by this health issue, Long Term Disability benefits are often essential for maintaining financial stability. Unfortunately, insurance companies frequently deny legitimate claims for health issues that are challenging to prove, leaving individuals unsure of what to do next.

These three steps will help you navigate the appeals process and work toward securing the benefits you deserve.

Step 1: Request a Written Denial Letter

Insurance companies sometimes inform claimants of denials over the phone, allowing them to change or expand their reasoning later. To prevent this, ask your insurer for a written denial letter.

This letter should clearly explain why your claim was denied, whether due to insufficient evidence, failure to meet the definition of “totally disabled,” or another reason. This document ensures transparency and provides the information needed to build a solid appeal.

Step 2: Collaborate with Your Medical Team

Once you have the denial letter, meet with your treating physician to review the insurer’s reasoning. Share the document with your doctor and discuss whether they agree with the decision. If your doctor believes the denial is unwarranted, ask for a written statement detailing how your sciatica limits your ability to perform your job.

Ensure your doctor’s records include specifics about your condition, such as diagnostic tests, treatment plans, and how symptoms impact your daily life. If your policy includes a “change of definition” clause, requiring proof that you cannot perform any job (not just your current one), make sure your physician’s statement addresses this point. Additionally, gather documentation from other medical professionals involved in your care to strengthen your case further.

Step 3: Consult an Experienced Long Term Disability Attorney long term disability for sciatica

Navigating a denied Long Term Disability claim is challenging, especially when insurance companies use vague policy terms or incomplete reviews to justify their decisions. Partnering with an experienced attorney can provide you with the guidance and advocacy needed to appeal successfully.

At Herbert M. Hill, P.A., we specialize in helping individuals with Long Term Disability and sciatica. Our team meticulously reviews your policy and denial letter, ensuring every aspect of your case is addressed. From gathering supporting evidence to challenging insurer tactics, we work diligently to help you secure the benefits you are entitled to under the law.

What Makes Herbert M. Hill, P.A. Different

At Herbert M. Hill, P.A., we take pride in providing personalized, diligent, and vigorous representation. We recognize that every client’s situation is unique, and we prioritize your needs at every step. Our approach is far from “cookie-cutter.” Instead, we tailor our strategies to match your specific circumstances and goals.

Your case will always be a priority for us. We keep your file on our calendar to ensure that progress is made as efficiently as possible. Our attorneys stay updated on changes in statutory and case law so they can deliver the most effective representation. From exploring every legal remedy to maintaining open communication, we are dedicated to providing exceptional service.

Let Us Help With Your Long Term Disability For Sciatica Claim

When facing the challenges of a denied Long Term Disability claim, having an experienced advocate can make all the difference. At Herbert M. Hill, P.A., we aim to fight for your rights and pursue the benefits you deserve.

We approach every case with diligence, competence, and a focus on service. From filing appeals to exploring alternative legal remedies, we will work tirelessly to secure a resolution that supports your needs and future. Your case is more than just a file—it represents your livelihood, and we take that responsibility seriously.

Contact Herbert M. Hill, P.A. today to schedule a complimentary case evaluation. Let us handle the legal complexities of your Long Term Disability for sciatica claim so you can focus on your health and recovery. We are here to provide the support, dedication, and results you deserve.