Of course, the short answer to the question, “Do I need an attorney for my private disability benefits claims application?” is no.
I do not suppose you will ever see a more honest answer on an attorney’s website! I can say that because I am blessed and have plenty of work. There is no need for me to talk people into hiring me when there really is no need for a lawyer. Usually, I will monitor this process to make sure it is moving along as smoothly as possible and can give you guidance about any potential pitfalls which your claim might present.
Sometimes, those pitfalls are the very reason why hiring an attorney during this early phase of the private disability benefits claim is a good idea. Another good reason to hire an attorney during this part of the claim process is because of the stress involved.
Stress is one thing I try to handle for my clients. Stress is a great crippler for a lot of us and usually has a negative impact on our medical condition. Getting the best medical treatment for the condition which disables you should be the prime motivation in your life and perhaps it makes sense to have someone deal with a cantankerous private disability benefits claims representative with their seemingly never-ending requests for documentation and those painful phone calls or messages they leave that you must call back and when you do, you can never get through. It is the goal for my staff and myself to eliminate all these issues while you keep your focus where it needs to be, which is on your health.
We can eliminate for you the games the private disability benefits claims representatives play. These include multiple requests for the same documentation, denying receipt of documentation from either you or your doctor. They cannot do this with our office. They may try, but we stay ahead of the game and can immediately demonstrate they have what they say they do not. Moreover, we can stay on top of the time frames for the insurance company’s review of the application.
Please keep in mind that the foregoing is not intended as legal advice applicable to any individual person’s unique legal situation. Its sole purpose is to give a general idea of the existing status of the law as it applies to the point of law addressed above. You cannot rely on the foregoing as legal advice. You cannot make legal decisions based on its contents. If you have questions arising out of this point of law, you should contact an attorney who routinely handles claims involving policies of disability insurance. The law offices of Herbert M. Hill, P.A. handles such cases and would welcome the opportunity to discuss your case with you, at no charge. You can contact me at 407-839-0005, at hmh@herbertmhill.com, or on our contact page.
If you would like, after discussing your case, we can set a conference. In most circumstances, that conference would be free of charge but in no circumstance would you be under any obligation to hire me nor would you feel any pressure from me to do so
Herbert M. Hill, P.A. is a law firm located in Orlando, Florida with a practice extending throughout the state of Florida. While the vast majority of cases handled are for disability insurance benefits, our areas of practice include employee benefit claims of all sorts. The firm handles any claims arising under the Employee Retirement Income Security Act (known and referred to as “ERISA”) for disability benefits, medical benefits, retirement benefits of any sort, including pension, 401k, termination agreements or the like, as well as claims arising under private disability policies.
