People are getting frustrated with Lincoln financial group claims denials. Here is how Herbert M. Hill P.A can help.
Lincoln Financial Group Denials
Lincoln Financial Group is a corporation with its home office located in Indiana. The Lincoln Financial Group claims office is located in Lincoln, Nebraska. Lincoln Financial has purchased other insurance companies including Jefferson Pilot. Lincoln National is authorized to do business in the State of Florida. Today we are discussing how Lincoln’s denials can be handled by Herbert M. Hill, P.A.
At Herbert M. Hill, P.A., we routinely deal with the Lincoln Financial Group claims offices. We are familiar with most of its claims representatives as they are familiar with this law firm. Unfortunately, Lincoln has a known history of dragging out benefit determination and making unreasonable Long Term Disability denials. Decisions which have had a profound effect on deserving claimants to whom Lincoln has a contractual duty of good faith to pay Long Term Disability benefits properly.
In fact, many cases involving Long Term Disability insurance claims arising out of policies provided by your employer are governed by the federal statute known as the Employee Retirement Income Security Act (“ERISA”). That statute provides that Lincoln owes a fiduciary duty to claimants. A fiduciary responsibility is one of the highest obligations in the law.
Careful Examination
We are very familiar with the tactics Lincoln Financial uses when they render benefit denials. As an example, if you carefully examine the claim forms they use, you will realize they are not designed to prove the claim. The questions and information requested on this document are not usually adequately detailed or do not leave you or your doctor the proper options, creating loopholes Lincoln national can use to deny benefits. At Herbert M. Hill, P.A., we can make sure these holes are filled.
