One thing which we always find startling is the answer we generally receive when we ask our clients how much they expect to receive when and if Social Security Disability are awarded. We need to have this information to assess the economic value of a client’s Long Term Disability benefits. Now, we are not primarily [...]
Whether or not you should continue paying for Long Term Disability Insurance Premiums is a question we get a lot. We're sharing the answer below. The question which routinely comes up for my clients with pending claims for Short Term or Long Term Disability benefits is whether to continue paying the premiums for the insurance. [...]
We have represented all of these people and more. Long Term and Short Term Disability sees no titles. One thing which I have noticed over my many years of practice is the reticence of professionals to admit they have reached the point at which they can no longer work. Note that I did not use [...]
It is important to protect your income stream of disability benefits. You trusted through all your pre-disability years, as you were paying into a private or group Short Term or Long Term Disability plan, that in the event that an injury or illness should make you unable to work, you would be secure financially through [...]
If you're looking to appeal a Long Term Disability Claim, it's important to be detailed and thorough. Here are six common mistakes you'll want to avoid. 1. Working without a copy of Your Short and/or Long Term Disability Policy This policy may be requested from your Employer at any time. In fact, even if you have [...]
One of the points in most Long Term Disability benefit claims is when, at long last, Social Security Disability benefits have been awarded. The delay in the award of Social Security Disability is routine. Unless you meet the age 55 “bright line” test, have one of the “scheduled” medical conditions or have a catastrophic medical [...]
Why might you need a disability attorney? We're sharing how bad faith can get in the way of your insurance claim. Long Term Disability benefit claimants like you rely on your insurance for vital, every-day things. This can include medical procedures, medication, routine doctor visits, and other things that your life and well-being rely on. [...]
If you have had disability benefits reinstated after a denial in ERISA-based disability benefits claim, either through a successful appeal or through the court system, there is nothing stopping the insurance company from once again denying your Long Term Disability claim. In fact, in the Eleventh Circuit, which includes Alabama, Florida and Georgia, your insurance [...]
This office has, over the years, the opportunity to represent any number of health care professionals, including doctors, nurses, technicians and others as disability attorneys. Specialties represented over the years include OB/Gyn, Neurology, Orthopaedic Surgery, Chiropractor, Internal Medicine, Psychiatry, Psychology, Osteopathic Physicians, Cardiology, Radiology, Family Practice, Dermatology, Anesthesiology, Ophthalmology, Physical Medicine and Rehabilitation, Physiatry, Pediatrics [...]
In a dispute over Long Term Disability benefits, the term “own occupation” can start to take on more meaning that those two words seem to imply at first glance. The general gist of this examination is that a claimant is found to be disabled if they become unable to perform the material and substantial duties [...]