About Herbert Hill

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So far Herbert Hill has created 15 blog entries.

Mental Illness Limitation

By |2018-10-15T13:41:18+00:00October 1st, 2018|Blog|

Most Long Term Disability policies I have reviewed over the years have provisions which limit the period of time benefits are payable on claims involving mental or nervous conditions, such as, anxiety, depression, etc. I say “etc” because, in fact, the insurance companies typically try to expand the definition to its broadest limit. There are [...]

United of Omaha Denials

By |2018-10-15T13:35:41+00:00September 15th, 2018|Blog|

United of Omaha, and its related entity, Mutual of Omaha, are insurance companies whose names have been coming to the attention of the undersigned more regularly during recent years to handle United of Omaha Denials.  I do not know if they are writing more policies or just denying more claims. United of Omaha is a [...]

Liberty Life Assurance and Liberty Mutual Denials

By |2018-08-13T14:10:48+00:00August 13th, 2018|Blog, Life Insurance|

People are getting frustrated with Liberty Life Assurance and Liberty Mutual denials of their benefits. Here is how Herbert M. Hill, P.A can help. These two companies, Liberty Mutual and Liberty Life Assurance are companies which are indistinguishable. They are corporations organized under the laws of the State of Massachusetts where it has its home [...]

Pre-existing Conditions Exclusion Clauses: How to Avoid Them

By |2018-08-13T13:54:26+00:00August 3rd, 2018|Blog|

As Disability Insurance attorneys, one thing which has come to our attention more and more often is the aggressive use of “pre-existing condition” exclusion clauses to preclude payment of Long Term Disability benefits. These clauses generally apply when the disability occurs within 1 year of the date the disability insurance became effective. This is usually [...]