Can you travel while on Short Term or Long Term Disability? This is a common question that we receive and it is best to get the answer from a reputable source – like an Orlando Long Term Disability Attorney from Herbert M. Hill, P.A.
If you have an illness or a disability that is preventing you from working, you can often turn to your Short Term Disability or Long Term Disability benefits to support yourself financially. However, the insurance company that you have a policy with will often go to great lengths to avoid paying benefits.
Because of this, many of the clients we see as Orlando Long Term Disability attorneys will have questions and concerns about doing things like taking vacations, traveling, or moving while receiving payments or making a claim.
Traveling And Your Disability Policy: Frequently Asked Questions
Can I Go On Vacation On Short Term Or Long Term Disability?
The short answer to this question is yes, you can travel while on Short Term Disability or Long Term Disability. However, your insurance company and the requirements of your policy may make it more complicated.
Some Short Term Disability policies require that the policyholder obtain permission to travel before doing so, and some Long Term Disability policies require that the policyholder inform the insurance company of any travel plans.
Being on disability does not mean that your activities are completely restricted and you will be forced to stay home at all times. Even if you are
Will My Insurance Company Monitor My Activities?
It is not unheard of for your Short Term Disability or Long Term Disability insurance provider to check in on your activities. As an Orlando Long Term Disability attorney, we always advise you to be honest in all of your communications with your insurer.
If you go on vacation, it is best to plan activities that you are physically able to do. This usually means closely following the instructions and advice of your doctor and other medical providers. Not following your doctor’s orders could jeopardize your disability benefits.
Can I Leave The Country While On Long Term Disability?
Generally, you will be able to leave the country while you are on Long Term Disability. Just like with any travel, your policy may have clauses that state any restrictions. Some Long Term Disability policies will place a limit on the amount of time that you can remain out of the country.
If you are unsure of how your disability insurance policy restricts your activities or travel, it is always in your best interest to consult with an experienced Orlando Long Term Disability attorney.
At Herbert M. Hill, P.A., we care about your ability to live a fulfilling life while maintaining your disability insurance benefits. If you have any questions about travel restrictions or any other problems you are having with your disability insurance claim, contact us today for a free consultation.