If you are filing for disability insurance benefits, it is time to find a Long Term Disability attorney in The Villages. Herbert M. Hill, P.A. has the legal representatives you want on your side.

Filing a Long Term Disability claim can be a long and challenging task from the start, but there are steps that you can take that make the process easier. The insurance company will do whatever they can to deny your claim, so partnering with an experienced and capable Long Term Disability attorney in The Villages is the best way to pursue the benefits that you deserve. In this blog, we are sharing some of the common pitfalls that you should avoid as you fight for Long Term Disability.

Do Not Make These Mistakes When Filing For Disability Insurance Benefits

Missing Important Deadlines

Many Long Term Disability policies will require that claimants submit their Notice of Claim within 20 to 30 days of the date of disability. This notice informs your insurance company that you intend to submit a claim. Once the Notice of Claim has been submitted, your insurance company will typically send you the claim forms so that you can complete them. 

Your claim forms generally need to be submitted to the insurance company within 90 days of the end of your elimination period. The elimination period is the period of time between the date of disability and the first day that you are entitled to your benefits. Some policies differ on the amount of time that is in an elimination period, and your Long Term Disability attorney in The Villages can be a resource to you and ensure that you are not missing any critical deadlines. 

Not Using Enough Medical Evidence to Support Your Claim

You will want as much medical evidence as possible to support your claim. Do not make the mistake of relying solely on the forms that your insurance company provides; they will often be insufficient. Your insurance company’s forms for medical evidence are usually short and give very little room for you to write information on your medical condition. They do this in hopes that you will include an inadequate description of your disability. 

Including substantial attachments, medical records, physician’s statements, test results, and other records will help to support your claim. A knowledgeable attorney will be able to examine your medical evidence and offer advice on what additional information is needed, what will help prove your case, and can work with you to gather the necessary records. 

Not Hiring A Long Term Disability Attorney in The Villages

Some claimants may wait to hire an attorney to represent them in their Long Term Disability case, or they may not hire one at all. This is an unfortunate mistake. The insurance company will have a team of attorneys at their disposal that they may use to fight your claim for benefits. You want an attorney on your side who can provide the vigorous representation that you need. 

The attorneys at Herbert M. Hill, P.A. have years of experience representing individuals just like you. We never represent the insurance company. Contact us today to learn more about what we can bring to your case.