Long Term Disability claims based on Celiac disease involve demonstrating the condition’s impact on an individual’s ability to work and perform daily activities. Our Rockledge Long Term Disability lawyer can help you through the claims process.
Celiac disease is an autoimmune disorder triggered by ingesting gluten, a protein found in wheat, barley, and rye. The disease can damage the small intestine, affecting nutrient absorption and causing various symptoms.
Medical Documentation is Key
When filing a Long Term Disability claim due to Celiac disease, several factors should be considered. Of primary importance is medical documentation. The success of all Long Term Disability claims depends on strong medical evidence supporting the severity of the condition. This is particularly important for claims involving Celiac disease.
Medical documentation must include comprehensive records from healthcare professionals, such as gastroenterologists and dietitians, outlining the diagnosis, symptoms, treatment plan, and prognosis. Working closely with healthcare professionals to obtain supportive documentation and, if necessary, providing additional information can strengthen the claimant’s position.
Focus on Functional Limitations
The next focus is functional limitations. To qualify for Long Term Disability benefits, individuals must demonstrate that their Celiac disease significantly impairs their ability to perform the essential duties of their occupation. This may involve detailing how gastrointestinal distress, fatigue, or malnutrition impact daily activities and work-related tasks.
Claimants with Celiac disease experience symptoms that may affect their work performance, such as frequent bathroom breaks, fatigue, or difficulty concentrating. Describing these challenges and providing supporting documentation can strengthen the disability claim.
The specific requirements of the individual’s occupation are crucial in evaluating the disability claim. Understanding how Celiac disease affects the ability to meet these requirements is essential in presenting a compelling case. Our Rockledge Long Term Disability lawyer can help you navigate these complexities and ensure your claim receives the attention and support it deserves.
Adherence to Medical Treatments
Long Term Disability policies usually have a provision that the claimant remain under the care and treatment of a health care professional. Insurance companies typically expect claimants to follow prescribed medical treatments. In the case of Celiac disease, adherence to a strict gluten-free diet is often a primary component of management.
Providing evidence of compliance with medical recommendations strengthens the case for Long Term Disability benefits. Insurance companies assess the expected duration of the disability. For Celiac disease, a claimant should provide information on the chronic nature of the condition and any complications that may affect the ability to work over an extended period.
Consultation and Legal Assistance
It’s crucial for individuals with Celiac disease seeking Long Term Disability benefits to carefully review their policy, understand the specific criteria for disability, and provide comprehensive documentation to support their claim. Consulting with a Rockledge Long Term Disability lawyer experienced in disability law can provide valuable guidance in navigating the Long Term Disability application process and addressing any challenges that may arise during the claim evaluation.
Contact Us for Assistance
If you have any questions about your Short Term Disability or Long Term Disability claim, please contact Herbert M. Hill, P.A., and we can schedule a conference to discuss your case. You would not be obligated to hire me or feel any pressure from me to do so.
Herbert M. Hill, P.A. is a law firm located in Orlando, Florida, with a practice extending throughout Florida. While most cases handled are for disability insurance benefits, areas of practice include employee benefit claims. The firm handles any claims arising under the Employee Retirement Income Security Act (“ERISA“) for disability benefits, medical benefits, retirement benefits of any sort, including pension, 401k, termination agreements, or the like, and claims arising under private disability policies.
