If you have filed a Winter Garden Long Term Disability claim only to have your insurance company deny it, you need experienced representation. The attorneys at Herbert M. Hill, P.A. are on your side. 

Your Long Term Disability policy is intended to replace your wages if you develop a medical condition or suffer a non-work-related injury that impacts your ability to work for an extended period. If you cannot work and you file for Winter Garden Long Term Disability with your insurer, you rely on those benefits to support yourself. But what happens if the insurance company denies your claim? A capable Long Term Disability attorney can help. 

Do You Need To Call A Winter Garden Long Term Disability Attorney? Here Are The Signs

You Are Not Familiar With ERISA 

In the United States, all employer-provided group Long Term Disability insurance is governed by ERISA, the Employee Retirement Income Security Act. ERISA is a federal law that requires specific procedures and time limits when filing Long Term Disability claims. If you are not very familiar with ERISA rules, it is best to lean on someone who is. The attorneys at Herbert M. Hill, P.A. can help you navigate this process and successfully file your claim. 

Your Claim Was Denied

If your claim is initially denied, it can feel like a huge challenge that you must overcome. The good news is that you can turn to a skilled attorney that will face the insurance company on your behalf. Most insurance policies allow for at least one administrative appeal, and an attorney can help you prepare a persuasive case. 

A Winter Garden Long Term Disability attorney is most likely already familiar with your insurance company and knows the details of its policies. Your attorney knows the medical records and vocational documentation that you need to prove your case to the insurance company.

You Have Not Filed A Long Term Disability Claim Yet

Many people may turn to an attorney after their claim is denied, but it is in your best interest to seek experienced legal counsel before filing your claim. If you are unrepresented and have not filed a claim in the past, it is very easy to make mistakes in the claim that could cost you your benefits. It is never too early to hire an attorney to represent you in your Winter Garden Long Term Disability case. 

Are You Filing For Long Term Disability? You Need Herbert M. Hill, P.A.

Our attorneys always represent the individual worker, never the insurance company. Service to our clients is the primary objective of our firm’s practice of law, and we treat each case with personal care. The needs of our clients are always the immediate priority. Contact us today to learn more about how we can help you.