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Short Term Disability: Applications, Claims and Denials
As your expert Short Term Disability Attorney Orlando, we know that short term is often the first step in the Long Term Disability insurance claims process. Many employers offer Short Term Disability benefits for employees who are temporarily unable to work due to a medical condition. After a short elimination period, usually of one (1) week, this entitlement begins and usually lasts for anywhere from an additional 12 weeks up to a year after the date of disability (“DOD”).
These policies vary greatly from employer to employer when it comes to your short term disability attorney Orlando claim. Sometimes the benefits are simply payroll continuation. Sometimes the benefits are a percentage of earnings with the percentage changing for varying lengths of service or periods of disability. Of critical importance is the continuation of other fringe benefits, especially group medical benefits, during this time frame. The “Plan Documents” governing the benefit entitlement must be scrutinized in detail to assess the precise benefit entitlement during this stage of your claim.
Through our experience as your short term disability attorney Orlando, the insurance company will likely suggest that receipt of Short-Term Disability is necessary to secure Long Term Disability benefits. While this is not necessarily so, you should appeal the denial of these benefits and should do so in order to protect all of your rights under your policy. During that appeal process, the application for Long Term Disability must be commenced. The dovetailing of these benefits in the hopes of securing a “seamless” transition from one to the other is the goal. Coordinating these efforts may just be too difficult considering the fact you are really trying to get good medical care during this critical phase of your medical condition. An attorney who specialized in short term disability help in Orlando can handle these issues for you so you can concentrate on what is truly important. This is especially so given the fact that the insurance company will be trying to delay as much as possible and putting more and more burden on you during this time.
The law office of Herbert M. Hill is your expert short term disability attorney in Orlando and we are dedicated to employee benefits cases. We have the comprehensive knowledge, experience a, d resources to strenuously fight to protect your benefits and rights.
Testimonials
Unfortunately, my medical condition forced me to stop working. After applying for Long Term Disability benefits through coverage I had with my employer, I was forced to look for representation. No attorney would take my case until I consulted with and hired Herbert M. Hill, P.A. to enforce my rights. It was an excellent decision. Mr. Hill and staff worked promptly to appeal the benefit denial. The appeal was successful and I have been on benefits ever since. After that, Mr. Hill kept my file open. His firm has handled all paperwork and walked me through each issue which came up.
I am a former manager of a well known telecommunications company. After many years on a successful career path, my health conditions forced me to file for Long Term Disability benefits. Although it seemed to me that I was clearly disabled, the insurance company denied my benefits. It was at this time that I decided to employ the services of Herbert M. Hill, P.A. to assist me with the claims. I am glad I did.
At any given time, I knew where my case stood. If I had any questions, they would be answered on my first call or by the end of the same day.
The case was handled efficiently and in a timely manner. I have and will continue to recommend Mr. Hill.
The undersigned is a veterinarian whose health conditions forced me to file for disability benefits, including benefits pursuant to an “overhead” policy.
There were any number of issues which arose, none of which I would have expected. Mr. Hill even came to my office for a review of my office procedures and a meeting with the insurance company’s field representative.
The assistance provided by Mr. Hill and his staff proved invaluable, even continuing with related issues which have continued to arise after my disability claims were approved…
I am extremely grateful for the personal concern shown – not only about my claims but about me – his staff’s concerns as to how my claims and the issues relating thereto would affect me, as a person.
Mr. Hill filed an appeal which resulted in an early settlement of the ensuing lawsuit which was the result I wanted. Because of the successful handling of that claim, I retained Mr. Hill to handle an issue which arose in conjunction with my entitlement to continuing pension benefits. Mr. Hill again filed an appeal which resulted in those benefits being reinstated.
I was very pleased with not only the favorable results secured as a result of Mr. Hill’s representation but also the manner in which he handled the claim and kept me advised throughout the proceedings.