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So far herbertmhill has created 85 blog entries.

Short Term Disability Denial

If I have been denied for short term disability, can I apply for Long Term Disability benefits? It seems so routine that Insurance Companies will deny the last month or two weeks of Short Term Disability benefits even though there has been no significant improvement in the claimant’s condition.  The reason they do this is [...]

By | 2017-06-22T12:24:40+00:00 June 10th, 2016|Blog|0 Comments

Your Case Diary

When involved in a claim for Short Term Disability or Long Term Disability benefits, it is very important for the claimant to keep a personal Case diary involving the case. This point cannot be stressed enough.  Let me explain why. First, think about this.  Everyone involved in your case diary is taking notes.  The insurance [...]

By | 2017-05-26T20:40:56+00:00 February 11th, 2016|Blog, Uncategorized|0 Comments

Denial Of Benefits

I represent claimants against insurance companies which issue Short Term and Long Term Disability benefits policies.  I can say that every one of these companies has issued a denial of benefits which can only be described as astonishing. They include Aetna, Prudential, Hartford, Provident, Unum, MetLife, Penn Mutual, MassMutual, MONY, Diversified Management Services, Lincoln, Reliance, [...]

By | 2017-05-26T20:55:59+00:00 January 22nd, 2016|Blog, Uncategorized|0 Comments

Thinking About Buying Insurance Coverage?

If you are in the market for an Insurance Policy providing benefits in the event of your disability, there are many factors which you must consider in determining which policy is best in buying insurance coverage. The starting point is that you should always get a copy of the Insurance Policy before you start buying [...]

By | 2017-06-22T12:28:38+00:00 December 24th, 2015|Blog|0 Comments

The Use of Medical Records Reviewers

The federal regulations which govern the process of benefit claims made pursuant to a benefits plan governed by the federal statute commonly referred to as “ERISA” has a specific process for review of benefit denials, looked over by the Medical Records Reviewer. As discussed in other writings on this website, a claimant is required to [...]

By | 2017-05-31T16:42:42+00:00 November 24th, 2015|Blog, Uncategorized|0 Comments

A Very Valuable Asset

Short Term and Long Term Disability benefits are a very valuable asset providing entitlement to periodic monthly payments.  In assessing the value of such cases, it is important to understand how significant that income stream may be. The entitlement to benefits of a very valuable asset usually runs through age 65 or through what is [...]

By | 2017-06-02T21:58:42+00:00 November 18th, 2015|Blog, Uncategorized|0 Comments

Most Common ERISA Denials

There are any number of reasons an insurance company can use to deny benefits, limited only by the imagination of the claims representative.  Of course, the insurance policy itself is a fertile ground for ERISA denials. An insured has to realize that the entire policy is designed to state reasons for ERISA denials.  It is [...]

By | 2017-05-31T16:58:07+00:00 October 23rd, 2015|Uncategorized|0 Comments

Employment End Issues: Do I have Short Term and Long Term Disability benefits?

An employment end issues that have been happening often is people who think their entitlement to Short or Long Term Disability benefits ends with their employment. One of the problems associated with this is it is the employer who is telling disabled employee this.  The fact is, if you became disabled at the time the policy [...]

By | 2017-06-22T12:30:03+00:00 October 22nd, 2015|Blog|0 Comments

Production of Tax Returns

There is a balance needed when insurance companies need to verify earnings from the professional as the production of tax returns before giving them their disability benefits claim. This office routinely represents professionals on disability benefits claims arising out of private disability benefits policies. Herbert M. Hill, P.A. has represented professionals such as medical doctors, dentists, [...]

By | 2017-06-01T18:00:59+00:00 March 6th, 2015|Blog, Uncategorized|0 Comments